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SRG Housing Finance (BOM:534680) Peter Lynch Fair Value : ₹74.35 (As of May. 12, 2024)


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What is SRG Housing Finance Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, SRG Housing Finance's PEG is 1. SRG Housing Finance's 5-Year TTM EBITDA Growth Rate is 5.27. SRG Housing Finance's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2023 was ₹14.11. Therefore, the Peter Lynch Fair Value for today is ₹74.35.

As of today (2024-05-12), SRG Housing Finance's share price is ₹271.50. SRG Housing Finance's Peter Lynch fair value is ₹74.35. Therefore, SRG Housing Finance's Price to Peter Lynch Fair Value Ratio for today is 3.65.


The historical rank and industry rank for SRG Housing Finance's Peter Lynch Fair Value or its related term are showing as below:

BOM:534680' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.15   Med: 0.5   Max: 3.74
Current: 3.65


During the past 12 years, the highest Price to Peter Lynch Fair Value Ratio of SRG Housing Finance was 3.74. The lowest was 0.15. And the median was 0.50.


BOM:534680's Price-to-Peter-Lynch-Fair-Value is ranked worse than
95.65% of 690 companies
in the Banks industry
Industry Median: 0.87 vs BOM:534680: 3.65

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


SRG Housing Finance Peter Lynch Fair Value Historical Data

The historical data trend for SRG Housing Finance's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SRG Housing Finance Peter Lynch Fair Value Chart

SRG Housing Finance Annual Data
Trend Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 283.33 342.98 335.83 380.23 138.29

SRG Housing Finance Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 221.12 138.29 97.14 73.56 74.35

Competitive Comparison of SRG Housing Finance's Peter Lynch Fair Value

For the Mortgage Finance subindustry, SRG Housing Finance's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SRG Housing Finance's Price-to-Peter-Lynch-Fair-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, SRG Housing Finance's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where SRG Housing Finance's Price-to-Peter-Lynch-Fair-Value falls into.



SRG Housing Finance Peter Lynch Fair Value Calculation

SRG Housing Finance's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM EBITDA Growth Rate***EPS without NRI (TTM)
=1* 5.27 *14.108
=74.35

SRG Housing Finance's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹14.11.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


SRG Housing Finance  (BOM:534680) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 5.27 instead of 15 in this case.

SRG Housing Finance's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=271.50/74.35
=3.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SRG Housing Finance Peter Lynch Fair Value Related Terms

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SRG Housing Finance (BOM:534680) Business Description

Traded in Other Exchanges
Address
No. 12, Opposite Paras JK Hospital, Shobhagpura, Udaipur, RJ, IND, 313001
SRG Housing Finance Ltd is an India-based housing finance company. The company is principally engaged in the housing and mortgage finance business. The company offers home loans for construction, additions, alterations, and repair and renovation purposes. The products and services offered by the company include individual home loans; loans against the property; and builder/project loans. Geographically, it operates within the regions of India.

SRG Housing Finance (BOM:534680) Headlines

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