1st Summit Bancorp Johnstown (1st Summit Bancorp Johnstown) PB Ratio : 1.66 (As of May. 12, 2024)

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What is 1st Summit Bancorp Johnstown PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-12), 1st Summit Bancorp Johnstown's share price is $75.00. 1st Summit Bancorp Johnstown's Book Value per Share for the quarter that ended in Sep. 2023 was $45.19. Hence, 1st Summit Bancorp Johnstown's PB Ratio of today is 1.66.

Good Sign:

1st Summit Bancorp Johnstown Inc stock PB Ratio (=1.66) is close to 1-year low of 1.53

The historical rank and industry rank for 1st Summit Bancorp Johnstown's PB Ratio or its related term are showing as below:

FSMK' s PB Ratio Range Over the Past 10 Years
Min: 0.72 Med: 1.17 Max: 1.68
Current: 1.66

During the past 4 years, 1st Summit Bancorp Johnstown's highest PB Ratio was 1.68. The lowest was 0.72. And the median was 1.17.

FSMK's PB Ratio is not ranked
in the Banks industry.
Industry Median: 0.86 vs FSMK: 1.66

During the past 12 months, 1st Summit Bancorp Johnstown's average Book Value Per Share Growth Rate was -0.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -4.20% per year.

During the past 4 years, the highest 3-Year average Book Value Per Share Growth Rate of 1st Summit Bancorp Johnstown was -4.20% per year. The lowest was -4.20% per year. And the median was -4.20% per year.

Back to Basics: PB Ratio

1st Summit Bancorp Johnstown PB Ratio Historical Data

The historical data trend for 1st Summit Bancorp Johnstown's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

1st Summit Bancorp Johnstown PB Ratio Chart

1st Summit Bancorp Johnstown Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

PB Ratio

1.18

0.72

1.12

1.49

1st Summit Bancorp Johnstown Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23
PB Ratio	Get a 7-Day Free Trial											1.68	1.49	-	1.53	-

Competitive Comparison of 1st Summit Bancorp Johnstown's PB Ratio

For the Banks - Regional subindustry, 1st Summit Bancorp Johnstown's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

1st Summit Bancorp Johnstown's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, 1st Summit Bancorp Johnstown's PB Ratio distribution charts can be found below:

* The bar in red indicates where 1st Summit Bancorp Johnstown's PB Ratio falls into.

1st Summit Bancorp Johnstown PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

1st Summit Bancorp Johnstown's PB Ratio for today is calculated as follows:

PB Ratio	=	Share Price	/	Book Value per Share (Q: Sep. 2023)
	=	75.00	/	45.194
	=	1.66

It can also be calculated from the numbers for the whole company:

PB Ratio

Market Cap

(Total Stockholders Equity

Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

1st Summit Bancorp Johnstown (OTCPK:FSMK) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

1st Summit Bancorp Johnstown PB Ratio Related Terms

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1st Summit Bancorp Johnstown (1st Summit Bancorp Johnstown) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » 1st Summit Bancorp Johnstown Inc (OTCPK:FSMK) » Definitions » PB Ratio

Comparable Companies

Traded in Other Exchanges

N/A

Address

125 Donald Lane, P.O. Box 5480, Johnstown, PA, USA, 15904

Website

https://www.1stsummit.bank

1st Summit Bancorp Johnstown Inc through its subsidiaries provides banking, trust, financial and investment services to individuals and businesses. The company accepts various deposits, such as checking, savings, interest-bearing and noninterest-bearing demand deposit, money market, and individual retirement accounts, as well as certificates of deposit. It offers personal loans, including auto, recreational vehicle, bill consolidation, credit line, and educational loans; home equity loans; home equity line of credit; home mortgage loans; mortgage construction; business lines of credit; residential real estate loans; residential and commercial mortgage; equipment loans; equipment leasing; small business administration loans; and commercial vehicle loans.

1st Summit Bancorp Johnstown (1st Summit Bancorp Johnstown) Headlines

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