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SBI Cards and Payment Services (BOM:543066) PB Ratio : 5.67 (As of May. 13, 2024)


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What is SBI Cards and Payment Services PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-13), SBI Cards and Payment Services's share price is ₹720.55. SBI Cards and Payment Services's Book Value per Share for the quarter that ended in Mar. 2024 was ₹127.07. Hence, SBI Cards and Payment Services's PB Ratio of today is 5.67.

Good Sign:

SBI Cards and Payment Services Ltd stock PB Ratio (=5.67) is close to 5-year low of 5.67

The historical rank and industry rank for SBI Cards and Payment Services's PB Ratio or its related term are showing as below:

BOM:543066' s PB Ratio Range Over the Past 10 Years
Min: 5.67   Med: 9.48   Max: 16.35
Current: 5.67

During the past 8 years, SBI Cards and Payment Services's highest PB Ratio was 16.35. The lowest was 5.67. And the median was 9.48.

BOM:543066's PB Ratio is ranked worse than
93.59% of 515 companies
in the Credit Services industry
Industry Median: 1.04 vs BOM:543066: 5.67

During the past 12 months, SBI Cards and Payment Services's average Book Value Per Share Growth Rate was 22.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 23.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 25.30% per year.

During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of SBI Cards and Payment Services was 54.10% per year. The lowest was 22.20% per year. And the median was 28.00% per year.

Back to Basics: PB Ratio


SBI Cards and Payment Services PB Ratio Historical Data

The historical data trend for SBI Cards and Payment Services's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SBI Cards and Payment Services PB Ratio Chart

SBI Cards and Payment Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
PB Ratio
Get a 7-Day Free Trial 10.87 13.87 10.36 7.12 5.37

SBI Cards and Payment Services Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.12 - 6.77 - 5.37

Competitive Comparison of SBI Cards and Payment Services's PB Ratio

For the Credit Services subindustry, SBI Cards and Payment Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBI Cards and Payment Services's PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, SBI Cards and Payment Services's PB Ratio distribution charts can be found below:

* The bar in red indicates where SBI Cards and Payment Services's PB Ratio falls into.



SBI Cards and Payment Services PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

SBI Cards and Payment Services's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2024)
=720.55/127.071
=5.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


SBI Cards and Payment Services  (BOM:543066) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


SBI Cards and Payment Services PB Ratio Related Terms

Thank you for viewing the detailed overview of SBI Cards and Payment Services's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


SBI Cards and Payment Services (BOM:543066) Business Description

Traded in Other Exchanges
Address
DLF Cyber City, Block 2 Building 3, DLF Phase 2, 2nd Floor, Tower-B, Infinity Towers, Gurugram, HR, IND, 122 002
SBI Cards and Payment Services Ltd is a credit card issuer in India. The company offers a credit card portfolio to individual cardholders and corporate clients which includes lifestyle, rewards, travel and fuel, shopping, banking partnership cards, and corporate cards covering all cardholder segments in terms of income profiles and lifestyles. It offers four primary SBI Card-branded credit cards SimplySave, SimplyClick, Prime, and Elite, each catering to a varying set of cardholder needs. The Company earns revenue from selling credit card memberships to card holders, income earned from the provision of membership services.

SBI Cards and Payment Services (BOM:543066) Headlines

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