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MoneyLion (MoneyLion) Operating Margin % : 9.14% (As of Mar. 2024)


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What is MoneyLion Operating Margin %?

Operating Margin % is calculated as Operating Income divided by its Revenue. MoneyLion's Operating Income for the three months ended in Mar. 2024 was $11.1 Mil. MoneyLion's Revenue for the three months ended in Mar. 2024 was $121.0 Mil. Therefore, MoneyLion's Operating Margin % for the quarter that ended in Mar. 2024 was 9.14%.

The historical rank and industry rank for MoneyLion's Operating Margin % or its related term are showing as below:

ML' s Operating Margin % Range Over the Past 10 Years
Min: -106.97   Med: -28.96   Max: 2.04
Current: 2.04


ML's Operating Margin % is ranked worse than
53.39% of 2759 companies
in the Software industry
Industry Median: 3.28 vs ML: 2.04

MoneyLion's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

MoneyLion's Operating Income for the three months ended in Mar. 2024 was $11.1 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2024 was $9.2 Mil.

Warning Sign:

MoneyLion Inc had lost money in 83% of the time over the past 12quarters.


MoneyLion Operating Margin % Historical Data

The historical data trend for MoneyLion's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

MoneyLion Operating Margin % Chart

MoneyLion Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Operating Margin %
-106.97 -8.38 -42.88 -28.96 -1.26

MoneyLion Quarterly Data
Dec19 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.71 -1.61 1.00 -1.11 9.14

Competitive Comparison of MoneyLion's Operating Margin %

For the Software - Application subindustry, MoneyLion's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MoneyLion's Operating Margin % Distribution in the Software Industry

For the Software industry and Technology sector, MoneyLion's Operating Margin % distribution charts can be found below:

* The bar in red indicates where MoneyLion's Operating Margin % falls into.



MoneyLion Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

MoneyLion's Operating Margin % for the fiscal year that ended in Dec. 2023 is calculated as

Operating Margin %=Operating Income (A: Dec. 2023 ) / Revenue (A: Dec. 2023 )
=-5.345 / 423.431
=-1.26 %

MoneyLion's Operating Margin % for the quarter that ended in Mar. 2024 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2024 ) / Revenue (Q: Mar. 2024 )
=11.063 / 121.006
=9.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


MoneyLion  (NYSE:ML) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


MoneyLion Operating Margin % Related Terms

Thank you for viewing the detailed overview of MoneyLion's Operating Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


MoneyLion (MoneyLion) Business Description

Traded in Other Exchanges
N/A
Address
30 West 21st Street, 9th Floor, New York, NY, USA, 10010
MoneyLion Inc is a mobile banking and financial membership platform that empowers people to take control of their finances. It is a full-service digital platform to deliver mobile banking, lending, and investment solutions. The firm offers a personalized, all-in-one, digital financial platform that provides convenient, low-cost access to banking, borrowing, and investing solutions tailored for its customers, rooted in data, and delivered through its proprietary technology platform.
Executives
Diwakar Choubey director, officer: President, CEO and Director 30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Adam Vanwagner officer: General Counsel 30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Timmie Hong officer: Chief Product Officer 30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Richard Correia officer: Chief Financial Officer 30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
John C Chrystal director C/O BANCORP, INC., 409 SILVERSIDE ROAD, SUITE 105, WILMINGTON DE 19809
Mark Torossian officer: Chief Accounting Officer 1400 BROADWAY, 25TH FLOOR, NEW YORK NY 10018
Matthew Derella director C/O TWITTER, INC., 1355 MARKET STREET, SUITE 900, SAN FRANCISCO CA 94103
Jeff Gary director, officer: Chief Financial Officer 390 PARK AVENUE, 15TH FLOOR, NEW YORK NY 10022
Gregory Depetris director 30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Michael Paull director 30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Rohit Dsouza 10 percent owner C/O MONEYLION INC., 30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Chee Mun Foong officer: Chief Technology Officer 30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Greenspring Global Partners Viii-c, L.p. 10 percent owner 100 PAINTERS MILL ROAD, SUITE 700, OWINGS MILLS MD 21117
Greenspring Global Partners Viii-a, L.p 10 percent owner 100 PAINTERS MILL ROAD, SUITE 700, OWINGS MILLS MD 21117
Rds Moneylion Holdings I, Llc 10 percent owner C/O MONEYLION INC., 30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010