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Highlands Bankshares (WV) (Highlands Bankshares (WV)) Net Margin % : 19.65% (As of Dec. 2018)


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What is Highlands Bankshares (WV) Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Highlands Bankshares (WV)'s Net Income for the six months ended in Dec. 2018 was $3.89 Mil. Highlands Bankshares (WV)'s Revenue for the six months ended in Dec. 2018 was $19.79 Mil. Therefore, Highlands Bankshares (WV)'s net margin for the quarter that ended in Dec. 2018 was 19.65%.

The historical rank and industry rank for Highlands Bankshares (WV)'s Net Margin % or its related term are showing as below:


HBSI's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.06
* Ranked among companies with meaningful Net Margin % only.

Highlands Bankshares (WV) Net Margin % Historical Data

The historical data trend for Highlands Bankshares (WV)'s Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Highlands Bankshares (WV) Net Margin % Chart

Highlands Bankshares (WV) Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.41 18.20 20.01 12.96 19.65

Highlands Bankshares (WV) Semi-Annual Data
Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.41 18.20 20.01 12.96 19.65

Competitive Comparison of Highlands Bankshares (WV)'s Net Margin %

For the Banks - Regional subindustry, Highlands Bankshares (WV)'s Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Highlands Bankshares (WV)'s Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Highlands Bankshares (WV)'s Net Margin % distribution charts can be found below:

* The bar in red indicates where Highlands Bankshares (WV)'s Net Margin % falls into.



Highlands Bankshares (WV) Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Highlands Bankshares (WV)'s Net Margin for the fiscal year that ended in Dec. 2018 is calculated as

Net Margin=Net Income (A: Dec. 2018 )/Revenue (A: Dec. 2018 )
=3.889/19.792
=19.65 %

Highlands Bankshares (WV)'s Net Margin for the quarter that ended in Dec. 2018 is calculated as

Net Margin=Net Income (Q: Dec. 2018 )/Revenue (Q: Dec. 2018 )
=3.889/19.792
=19.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Highlands Bankshares (WV)  (OTCPK:HBSI) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Highlands Bankshares (WV) Net Margin % Related Terms

Thank you for viewing the detailed overview of Highlands Bankshares (WV)'s Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Highlands Bankshares (WV) (Highlands Bankshares (WV)) Business Description

Traded in Other Exchanges
N/A
Address
3 North Main Street, P.O. Box 929, Petersburg, WV, USA, 26847
Highlands Bankshares Inc (WV) operates as a holding company, which engages in the provision of financial and banking services through its subsidiaries. It offers a variety of services, including commercial and individual demand and time deposit accounts, commercial and individual loans, drive-in banking services, and automatic teller machine banking. The banks provide services to customers located mainly in Grant, Hardy, Hampshire, Mineral, Pendleton, Randolph, and Tucker counties of West Virginia, including the towns of Petersburg, Keyser, Moorefield, Davis, and Wardensville.

Highlands Bankshares (WV) (Highlands Bankshares (WV)) Headlines

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