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Image Software (Image Software) Interest Coverage : N/A (As of Jun. 2005)


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What is Image Software Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Image Software's Operating Income for the three months ended in Jun. 2005 was $-0.02 Mil. Image Software's Interest Expense for the three months ended in Jun. 2005 was $0.00 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Image Software's Interest Coverage or its related term are showing as below:


ISOL's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 29.35
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Image Software Interest Coverage Historical Data

The historical data trend for Image Software's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

* Premium members only.

Image Software Interest Coverage Chart

Image Software Annual Data
Trend Dec95 Dec96 Dec97 Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

Image Software Quarterly Data
Sep00 Dec00 Mar01 Jun01 Sep01 Dec01 Mar02 Jun02 Sep02 Dec02 Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

Competitive Comparison of Image Software's Interest Coverage

For the Software - Infrastructure subindustry, Image Software's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Image Software's Interest Coverage Distribution in the Software Industry

For the Software industry and Technology sector, Image Software's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Image Software's Interest Coverage falls into.



Image Software Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Image Software's Interest Coverage for the fiscal year that ended in Dec. 2004 is calculated as

Here, for the fiscal year that ended in Dec. 2004, Image Software's Interest Expense was $0.00 Mil. Its Operating Income was $-0.98 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.20 Mil.

GuruFocus does not calculate Image Software's interest coverage with the available data.

Image Software's Interest Coverage for the quarter that ended in Jun. 2005 is calculated as

Here, for the three months ended in Jun. 2005, Image Software's Interest Expense was $0.00 Mil. Its Operating Income was $-0.02 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.41 Mil.

GuruFocus does not calculate Image Software's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.


Image Software  (OTCPK:ISOL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Image Software Interest Coverage Related Terms

Thank you for viewing the detailed overview of Image Software's Interest Coverage provided by GuruFocus.com. Please click on the following links to see related term pages.


Image Software (Image Software) Business Description

Traded in Other Exchanges
N/A
Address
7200 S. Alton Way A260, Centennial, Englewood, CO, USA, 80112
Image Software Inc is engaged in the Document Imaging and Management industry and operates on a multitude of platforms through Word documents, Excel spreadsheets, emails, Powerpoints, podcasts, projects, and reports. Its product offering comprise of 1ACCESS, 1API, 1ERM, 1FAX, V1A, 1SEARCH, WORKFLOW TOOLKIT, AND ZOE FETCH.

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