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Aiful (TSE:8515) Gross Margin % : 95.39% (As of Mar. 2024)


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What is Aiful Gross Margin %?

Gross Margin % is calculated as gross profit divided by its revenue. Aiful's Gross Profit for the three months ended in Mar. 2024 was 円39,674 Mil. Aiful's Revenue for the three months ended in Mar. 2024 was 円41,592 Mil. Therefore, Aiful's Gross Margin % for the quarter that ended in Mar. 2024 was 95.39%.


The historical rank and industry rank for Aiful's Gross Margin % or its related term are showing as below:

TSE:8515' s Gross Margin % Range Over the Past 10 Years
Min: 82.34   Med: 92.53   Max: 95.36
Current: 95.36


During the past 13 years, the highest Gross Margin % of Aiful was 95.36%. The lowest was 82.34%. And the median was 92.53%.

TSE:8515's Gross Margin % is ranked better than
94.99% of 359 companies
in the Credit Services industry
Industry Median: 54.12 vs TSE:8515: 95.36

Aiful had a gross margin of 95.39% for the quarter that ended in Mar. 2024 => Durable competitive advantage

The 5-Year average Growth Rate of Gross Margin for Aiful was 0.70% per year.


Aiful Gross Margin % Historical Data

The historical data trend for Aiful's Gross Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Aiful Gross Margin % Chart

Aiful Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Gross Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 93.07 93.21 94.52 94.94 95.36

Aiful Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Gross Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 95.12 95.39 95.35 95.29 95.39

Competitive Comparison of Aiful's Gross Margin %

For the Credit Services subindustry, Aiful's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aiful's Gross Margin % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Aiful's Gross Margin % distribution charts can be found below:

* The bar in red indicates where Aiful's Gross Margin % falls into.



Aiful Gross Margin % Calculation

Gross Margin is the percentage of Gross Profit out of sales or Revenue.

Aiful's Gross Margin for the fiscal year that ended in Mar. 2024 is calculated as

Gross Margin % (A: Mar. 2024 )=Gross Profit (A: Mar. 2024 ) / Revenue (A: Mar. 2024 )
=155531 / 163107
=(Revenue - Cost of Goods Sold) / Revenue
=(163107 - 7576) / 163107
=95.36 %

Aiful's Gross Margin for the quarter that ended in Mar. 2024 is calculated as


Gross Margin % (Q: Mar. 2024 )=Gross Profit (Q: Mar. 2024 ) / Revenue (Q: Mar. 2024 )
=39674 / 41592
=(Revenue - Cost of Goods Sold) / Revenue
=(41592 - 1918) / 41592
=95.39 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.


Aiful  (TSE:8515) Gross Margin % Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Aiful had a gross margin of 95.39% for the quarter that ended in Mar. 2024 => Durable competitive advantage


Be Aware

If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.


Aiful Gross Margin % Related Terms

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Aiful (TSE:8515) Business Description

Traded in Other Exchanges
Address
381-1, Takasago-cho Gojo-Agaru, Karasuma-Dori, Shimogyo-ku, Kyoto, JPN, 600-8420
Aiful Corp provides consumer financing and consumer credit services exclusively in Japan. The company operates and reports results through four segments: its loan business, its credit card business, and its credit guarantee business, as well as its other segment. The company generates nearly all of its revenue through interest and its largest contributor to revenue is its loan business. The vast majority of the company's loans on its books are unsecured. Other loans include mortgages and small-business loans. The company handles its credit guarantee services in tie-ups with commercial banks.

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