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Ryvyl (RVYL) Graham Number : $N/A (As of Mar. 2024)


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What is Ryvyl Graham Number?

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2024-06-01), the stock price of Ryvyl is $1.48. Ryvyl's graham number for the quarter that ended in Mar. 2024 was $N/A. Therefore, Ryvyl's Price to Graham Number ratio for today is N/A.

The historical rank and industry rank for Ryvyl's Graham Number or its related term are showing as below:

RVYL's Price-to-Graham-Number is not ranked *
in the Software industry.
Industry Median: 2.19
* Ranked among companies with meaningful Price-to-Graham-Number only.

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


Ryvyl Graham Number Historical Data

The historical data trend for Ryvyl's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ryvyl Graham Number Chart

Ryvyl Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Graham Number
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Ryvyl Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Graham Number Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

Competitive Comparison of Ryvyl's Graham Number

For the Software - Infrastructure subindustry, Ryvyl's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ryvyl's Price-to-Graham-Number Distribution in the Software Industry

For the Software industry and Technology sector, Ryvyl's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where Ryvyl's Price-to-Graham-Number falls into.



Ryvyl Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

Ryvyl's Graham Number for the fiscal year that ended in Dec. 2023 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5*-1.388*-10.632)
=N/A

Ryvyl's Graham Number for the quarter that ended in Mar. 2024 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5*-1.713*-9.82)
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Ryvyl  (NAS:RVYL) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

Ryvyl's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: Mar. 2024 )
=1.48/N/A
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


Ryvyl Graham Number Related Terms

Thank you for viewing the detailed overview of Ryvyl's Graham Number provided by GuruFocus.com. Please click on the following links to see related term pages.


Ryvyl (RVYL) Business Description

Traded in Other Exchanges
N/A
Address
3131 Camino Del Rio North, Suite 1400, San Diego, CA, USA, 92108
Ryvyl Inc is a technology company that develops, markets, and sells blockchain-based payment solutions, which offers improvements to the payment solutions marketplace. It offers blockchain security and USD-pegged stablecoin technology with near-real-time attestation, RYVYL is reinventing financial transactions using its coyni stablecoin platform as a transactional foundation.
Executives
George Oliva officer: Chief Financial Officer 5429 BLACKBIRD DRIVE, PLEASANTON CA 94566
David Montoya director PO BOX 537, WESTPORT CT 06881
Zechariah John Kirscher officer: VP Legal Affairs 3131 CAMINO DEL RIO NORTH, SUITE 1400, SAN DIEGO CA 92108
Ezra Laniado director 3131 CAMINO DEL RIO NORTH, SUITE 1400, SAN DIEGO CA 92108
Cuilty Sonia Concepcion officer: Senior Compliance Officer 3131 CAMINO DEL RIO N., SUITE 1400, SAN DIEGO CA 92108
Min Wei officer: Chief Operating Officer 3131 CAMINO DEL RIO NORTH, SUITE 1400, SAN DIEGO CA 92108
Fredi Nisan director, 10 percent owner, officer: Chief Executive Officer 8880 RIO SAN DIEGO DR., SUITE 102, SAN DIEGO CA 92108
Nancy Adele Hogan director 1061 E. INDIANTOWN ROAD, SUITE 110, JUPITER FL 33477
Benjamin J Chung officer: Chief Financial Officer 2218 AVONDALE DRIVE, FULLERTON CA 92833
Jacqueline Dollar officer: Chief Marketing Officer 3131 CAMINO DEL RIO N., SUITE 1400, SAN DIEGO CA 92108
Lindsey Lee officer: VP of Legal Affairs 3131 CAMINO DEL RIO NORTH, SUITE 1400, SAN DIEGO CA 92108
Vanessa Luna officer: Chief Operating Officer 3131 CAMINO DEL RIO NORTH, SUITE 1400, SAN DIEGO CA 92108
Houghton Robert Jaquette Jr officer: Chief Technology Officer 3131 CAMINO DEL RIO NORTH, SUITE 1400, SAN DIEGO CA 92108
Kenneth Haller officer: Senior Vice Pres of Payments 8880 RIO SAN DIEGO DR., SUITE 102, SAN DIEGO CA 92108
Dante Croupe officer: Senior Vice Pres of Payments 3131 CAMINO DEL RIO NORTH, SUITE 1400, SAN DIEGO CA 92108