GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Mountain Pacific Bancorp Inc (OTCPK:MPCB) » Definitions » Graham Number

Mountain Pacific Bancorp (Mountain Pacific Bancorp) Graham Number : $N/A (As of . 20)


View and export this data going back to 2019. Start your Free Trial

What is Mountain Pacific Bancorp Graham Number?

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2024-06-08), the stock price of Mountain Pacific Bancorp is $10.15. Mountain Pacific Bancorp's graham number for the quarter that ended in . 20 was $N/A. Therefore, Mountain Pacific Bancorp's Price to Graham Number ratio for today is N/A.

The historical rank and industry rank for Mountain Pacific Bancorp's Graham Number or its related term are showing as below:

MPCB's Price-to-Graham-Number is not ranked *
in the Banks industry.
Industry Median: 0.62
* Ranked among companies with meaningful Price-to-Graham-Number only.

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


Mountain Pacific Bancorp Graham Number Historical Data

The historical data trend for Mountain Pacific Bancorp's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Mountain Pacific Bancorp Graham Number Chart

Mountain Pacific Bancorp Annual Data
Trend
Graham Number

Mountain Pacific Bancorp Semi-Annual Data
Graham Number

Competitive Comparison of Mountain Pacific Bancorp's Graham Number

For the Banks - Regional subindustry, Mountain Pacific Bancorp's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mountain Pacific Bancorp's Price-to-Graham-Number Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Mountain Pacific Bancorp's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where Mountain Pacific Bancorp's Price-to-Graham-Number falls into.



Mountain Pacific Bancorp Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

Mountain Pacific Bancorp's Graham Number for the fiscal year that ended in . 20 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5**)
=N/A

Mountain Pacific Bancorp's Graham Number for the quarter that ended in . 20 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5**)
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mountain Pacific Bancorp  (OTCPK:MPCB) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

Mountain Pacific Bancorp's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: . 20 )
=10.15/N/A
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


Mountain Pacific Bancorp Graham Number Related Terms

Thank you for viewing the detailed overview of Mountain Pacific Bancorp's Graham Number provided by GuruFocus.com. Please click on the following links to see related term pages.


Mountain Pacific Bancorp (Mountain Pacific Bancorp) Business Description

Comparable Companies
Traded in Other Exchanges
N/A
Address
3732 Broadway, Everett, WA, USA, 98201
Mountain Pacific Bancorp Inc provides services to individual and corporate customers. It has branches in Lynnwood, Washington, and Ballard, Washington. The bank offers deposit products; checking and term certificate accounts and lending products which include commercial loans and commercial real estate loans.

Mountain Pacific Bancorp (Mountain Pacific Bancorp) Headlines

No Headlines