National Bankshares (National Bankshares) GF Value : $32.03 (As of Apr. 25, 2024)

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What is National Bankshares GF Value?

The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
GuruFocus adjustment factor based on the company’s past returns and growth.
Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2024-04-25), National Bankshares's share price is $27.90. National Bankshares's GF Value is $32.03. Therefore, National Bankshares's Price-to-GF-Value for today is 0.87.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes National Bankshares is Modestly Undervalued.

National Bankshares (NAS:NKSH) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

National Bankshares's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	27.90	/	32.03
	=	0.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bankshares GF Value Related Terms

Thank you for viewing the detailed overview of National Bankshares's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

National Bankshares (National Bankshares) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » National Bankshares Inc (NAS:NKSH) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

101 Hubbard Street, Blacksburg, VA, USA, 24062-9002

Website

http://www.nationalbankshares.com

National Bankshares Inc is a bank holding company of National Bank of Blacksburg, offering a range of financial products and services, including deposit accounts, commercial, consumer, and mortgage loans, credit cards, and trust services. The bank focuses on lending to small and mid-sized businesses and individuals. The types of loans it offers include commercial and agricultural, commercial real estate, construction for commercial and residential properties, residential real estate, home equity, and various consumer loan products. It also operates an insurance and brokerage subsidiary, National Bankshares Financial Services, Inc. The company earns its revenues from interest and fees on loans, non-interest income, and investments.

Executives

Lawrence J Ball	director	1811 MOUNTAINSIDE DRIVE, BLACKSBURG VA 24060
F Brad Denardo	officer: Corporate Officer	124 MATEER CIRCLE, BLACKSBURG VA 24060
Michael E Dye	director	PO BOX 346, BLUEFIELD VA 24605
Fitzwater Norman V Iii	director	113 MATEER CIRCLE, BLACKSBURG VA 24060
Sanders Bobby D. Ii	officer: SVP/Chief Credit Officer	1735 TURNBERRY LANE, RINER VA 24149
John Elliott Dooley	director	2131 PLANK DRIVE, BLACKSBURG VA 24060
Green Charles E Iii	director	15519 LOOKOUT RIDGE, BRISTOL VA 24202
Lara E Ramsey	other: Corporate Secretary	7479 BLUFF VIEW DRIVE, RADFORD VA 24141
Mary G Miller	director	715 RICHARDS WAY, WIRTZ VA 24184
Mildred R Johnson	director	914 WILLARD DRIVE, BLACKSBURG VA 24060
Lora M. Jones	officer: SVP/Chief Financial Officer	301 NEIL STREET, BLACKSBURG VA 24060
Glenn P Reynolds	director	206 MATEER CIRCLE, BLACKSBURG VA 24060
Rebecca M Melton	officer: SVP/Chief Credit Officer	260 REVOLUTION CIRCLE, CHRISTIANSBURG VA 24073
Jack M Lewis	director	3696 CONSERVATION TRAIL, THE VILLAGES FL 32163
James Carroll Thompson	director	PO BOX 298, TAZEWLL VA 24651