GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » F N B Corp (NYSE:FNB) » Definitions » GF Value

F N B (FNB) GF Value : $13.71 (As of Apr. 28, 2024)


View and export this data going back to 1986. Start your Free Trial

What is F N B GF Value?

The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

  1. Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
  2. GuruFocus adjustment factor based on the company’s past returns and growth.
  3. Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2024-04-28), F N B's share price is $13.74. F N B's GF Value is $13.71. Therefore, F N B's Price-to-GF-Value for today is 1.00.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes F N B is Fairly Valued.


F N B  (NYSE:FNB) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)Predictable Companies that possibly be Value Traps
Significantly OvervaluedPredictable Companies which are Significantly Overvalued
Modestly OvervaluedPredictable Companies which are Modestly Overvalued
Fairly ValuedPredictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

F N B's Price-to-GF-Value for today is calculated as

Price-to-GF-Value=Share Price/GF Value
=13.74/13.71
=1.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


F N B GF Value Related Terms

Thank you for viewing the detailed overview of F N B's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.


F N B (FNB) Business Description

Traded in Other Exchanges
Address
12 Federal Street, One North Shore Center, Pittsburgh, PA, USA, 15212
F N B Corp has three reportable business segments: Community Banking, Wealth Management & Insurance. The majority of revenue is from the Community banking segment. It offers commercial & consumer banking services. Commercial banking solutions include corporate banking, small business banking, investment real estate financing, business credit, capital markets & lease financing. Consumer banking products & services include deposit products, mortgage lending, & consumer lending & a complete suite of mobile & online banking services. The group have Banking branches in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C. & Virginia. A majority of FNB's loan portfolio is in commercial real estate, while the majority of its revenue is net interest income.
Executives
William B Campbell director R.D. #2, 45 ROMAIN ROAD, PULASKI PA 16143
Pamela A Bena director 105 PARK AVE, VENETIA PA 15367
David J Malone director 5004 MCKNIGHT ROAD, PITTSBURGH PA 15237
James Orie officer: Chief Legal Officer, other: Corporate Secretary
Bryant Mitchell officer: Chief Wholesale Banking Office 12 FEDERAL STREET, PITTSBURGH PA 15212
Vincent J Calabrese officer: Chief Financial Officer C/O PEOPLE'S BANK, 850 MAIN STREET, BRIDGEPORT CT 06604
James L Dutey officer: Corporate Controller 100 7TH STREET, APT. 1507, PITTSBURGH PA 15222
Barry C Robinson officer: Chief Consumer Banking Officer 8285 WEMBLEY COURT, CHAGRIN FALLS OH 44023
Gary L Guerrieri officer: Chief Credit Officer 163 DODD DR, WASHINGTON PA 15301-9528
William J Strimbu director C/O FNB CORP, 2150 GOODLETTE RD. N., NAPLES FL 34102
Robert M Moorehead officer: Chief WholesaleBanking Officer 3323 SCATHELOCKE ROAD, PITTSBURGH PA 15235
Frank C Mencini director 21574 AWBREY PLACE, BROADLANDS VA 20148
Heidi A Nicholas director 210 WEST HAMILTON AVE, #360, STATE COLLEGE PA 16801
David L Motley director 517 AVONWORTH HEIGHTS DRIVE, PITTSBURGH PA 151237
John S Stanik director