Expense Ratio % is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. It indicates the efficiency of the insurance company before considering its claims and investment gains or losses.
FedNat Holding Co's Expense Ratio % for the quarter that ended in Mar. 2022 was 56.80%
, which is higher than
47.50% for the pervious quarter ended in Dec. 2021.
FedNat Holding Co's Expense Ratio % for the annual that ended in Dec. 2021 was 57.60%
, which is higher than
40.50% for the pervious year ended in Dec. 2020.
The historical rank and industry rank for FedNat Holding Co's Expense Ratio % or its related term are showing as below:
FNHCQ's Expense Ratio % is not ranked *
in the Insurance industry.
Industry Median: * Ranked among companies with meaningful Expense Ratio % only.
FedNat Holding Co Expense Ratio % Historical Data
The historical data trend for FedNat Holding Co's Expense Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of FedNat Holding Co's Expense Ratio %
For the Insurance - Property & Casualty subindustry, FedNat Holding Co's Expense Ratio %, along with its competitors' market caps and Expense Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FedNat Holding Co (OTCPK:FNHCQ) Expense Ratio % Calculation
Expense Ratio % is calculated as:
Expense Ratio %
=
Expenses of Acquiring, Underwriting and Servicing Premiums
/
Net Premium Earned
*
100%
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FedNat Holding Co (OTCPK:FNHCQ) Expense Ratio % Explanation
Expense Ratio % is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. It can be used to make comparisons between insurance companies as well as measure their performance. An expense ratio below 100% suggests that the premiums an insurance company earned or wrote are more than the expenses it paid to support those premiums.
However, we should keep in mind that the ratio does not indicate an ending profitability. The overall profit is also influenced by the claims, investment gains or losses and other income. The ratio can be combined with Claims Ratio % and Combined Ratio % to get an overall performance of an insurance company.
FedNat Holding Co Expense Ratio % Related Terms
Thank you for viewing the detailed overview of FedNat Holding Co's Expense Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.
FedNat Holding Co (FedNat Holding Co) Business Description
FedNat Holding Co is a provider of property and liability insurance products in the United States. It offers underwriting services to homeowner's multi-peril, personal automobile, commercial general liability, federal flood, and other lines of insurance. The company markets and distributes its own and third-party insurers' products, and other services through a network of independent and general agents. The segments of the company are Homeowners, Automobile and Other, of which a majority of the revenue is derived from the Homeowners segment. The Homeowners line of business consists of the homeowners and fire property and casualty insurance business.
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