Capitol Federal Financial (Capitol Federal Financial) Efficiency Overhead Ratio % : 61.89% (As of Mar. 2024)

View and export this data going back to 1999. Start your Free Trial

What is Capitol Federal Financial Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.

Capitol Federal Financial's Efficiency Overhead Ratio % for the quarter that ended in Mar. 2024 was 61.89% , which is lower than 92.86% for the pervious quarter ended in Dec. 2023.

Capitol Federal Financial's Efficiency Overhead Ratio % for the annual that ended in Sep. 2023 was -626.63% , which is lower than 52.39% for the pervious year ended in Sep. 2022.

The historical rank and industry rank for Capitol Federal Financial's Efficiency Overhead Ratio % or its related term are showing as below:

CFFN's Efficiency Overhead Ratio % is not ranked ^*
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Efficiency Overhead Ratio % only.

Capitol Federal Financial Efficiency Overhead Ratio % Historical Data

The historical data trend for Capitol Federal Financial's Efficiency Overhead Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Capitol Federal Financial Efficiency Overhead Ratio % Chart

Capitol Federal Financial Annual Data

Trend

Sep19

Sep20

Sep21

Sep22

Sep23

Efficiency Overhead Ratio %

Get a 7-Day Free Trial

Capital Adequacy Tier - Tier 1 Ratio %

Get a 7-Day Free Trial

Capital Adequacy Tier - Leverage Ratio %

Get a 7-Day Free Trial

Capital Adequacy Tier - Total Capital Ratio %

Get a 7-Day Free Trial

Net Charge Offs to Average Loans %

Get a 7-Day Free Trial

Capitol Federal FinancialQuarterly Data

Trend

Jun19

Sep19

Dec19

Mar20

Jun20

Sep20

Dec20

Mar21

Jun21

Sep21

Dec21

Mar22

Jun22

Sep22

Dec22

Mar23

Jun23

Sep23

Dec23

Mar24

Efficiency Overhead Ratio %

Get a 7-Day Free Trial

Capital Adequacy Tier - Tier 1 Ratio %

Get a 7-Day Free Trial

Capital Adequacy Tier - Leverage Ratio %

Get a 7-Day Free Trial

Capital Adequacy Tier - Total Capital Ratio %

Get a 7-Day Free Trial

Competitive Comparison of Capitol Federal Financial's Efficiency Overhead Ratio %

For the Banks - Regional subindustry, Capitol Federal Financial's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Capitol Federal Financial (NAS:CFFN) Efficiency Overhead Ratio % Calculation

Efficiency Overhead Ratio % is calculated as

Efficiency Overhead Ratio %

Non-interest Expenses

Revenue

Capitol Federal Financial (NAS:CFFN) Efficiency Overhead Ratio % Explanation

Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.

An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.

Capitol Federal Financial Efficiency Overhead Ratio % Related Terms

Thank you for viewing the detailed overview of Capitol Federal Financial's Efficiency Overhead Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.

Capitol Federal Financial (Capitol Federal Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Capitol Federal Financial Inc (NAS:CFFN) » Definitions » Efficiency Overhead Ratio %

Comparable Companies

Traded in Other Exchanges

CFW:Germany

Address

700 South Kansas Avenue, Topeka, KS, USA, 66603

Website

https://www.capfed.com

Capitol Federal Financial Inc is a bank holding company that operates through its wholly-owned subsidiary bank, Capitol Federal Savings Bank. The bank is a community-oriented financial institution that offers a variety of financial services through tens of locations. It primarily serves metropolitan areas within the state of Kansas. The bank performs traditional banking functions such as deposit-taking activities and investing that money in first-lien residential mortgages. It also participates in commercial real estate loans with other lenders, investing those funds in various securities. The vast majority of the bank's loan portfolio is in originated one- to four-family real estate loans. Its primary source of income is net interest income.

Executives

Anthony S. Barry	officer: EVP, Corporate Services	C/O CAPITOL FEDERAL FINANCIAL, INC., 700 S. KANSAS AVENUE, TOPEKA KS 66603
Jeffrey M Johnson	director	C/O CAPITOL FEDERAL FINANCIAL INC, 700 KANSAS AVENUE, TOPEKA KS 66603
Carlton A. Ricketts	officer: Executive Vice President	C/O CAPITOL FEDERAL FINANCIAL, 700 KANSAS AVENUE, TOPEKA KS 66601
Rick C Jackson	officer: Executive Vice President	CAPITOL FEDERAL FINANCIAL, 700 SOUTH KANSAS AVENUE, TOPEKA KS 66603
James G. Morris	director	C/O CAPITOL FEDERAL FINANCIAL, INC., 700 S. KANSAS AVENUE, TOPEKA KS 66603
Natalie G. Haag	officer: Executive Vice President	C/O CAPITOL FEDERAL FINANCIAL, 700 KANSAS AVENUE, TOPEKA KS 66603
Jeffrey R Thompson	director	C/O CAPITOL FEDERAL FINANCIAL, 700 S. KANSAS AVENUE, TOPEKA KS 66603
Skrobacz William Joseph Jr	officer: Executive Vice President	700 S KANSAS AVE, TOPEKA KS 66603
Robert D. Kobbeman	officer: EVP, Chief Commercial Banking	C/O CAPITOL FEDERAL FINANCIAL, INC., 700 S. KANSAS AVENUE, TOPEKA KS 66603
Huey Morris J Ii	director, officer: Executive Vice President	C/O CAPITOL FEDERAL FINANCIAL, 700 KANSAS AVENUE, TOPEKA KS 66603
Michel Philipp Cole	director	C/O CAPITOL FEDERAL FINANCIAL, INC., 700 S. KANSAS AVENUE, TOPEKA KS 66603
John B Dicus	director, officer: Chairman and President	C/O CAPITOL FEDERAL FINANCIAL, 700 SOUTH KANSAS AVENUE, TOPEKA KS 66603
Daniel L. Lehman	officer: Executive Vice President	C/O CAPITOL FEDERAL FINANCIAL, INC., 700 S. KANSAS AVENUE, TOPEKA KS 66603
Kent G Townsend	officer: Executive Vice President	C/O CAPITOL FEDERAL FINANCIAL, 700 S. KANSAS AVENUE, TOPEKA KS 66603
Marilyn S Ward	director	C/O CAPITOL FEDERAL FINANCIAL, 700 KANSAS AVENUE, TOPEKA KS 66603