Credit Bureau Asia (SGX:TCU) Effective Interest Rate on Debt % : 4.06% (As of Dec. 2023)

View and export this data going back to 2020. Start your Free Trial

What is Credit Bureau Asia Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Credit Bureau Asia's annualized positive value of Interest Expense for the quarter that ended in Dec. 2023 was S$0.13 Mil. Credit Bureau Asia's average total debt for the quarter that ended in Dec. 2023 was S$3.10 Mil. Therefore, Credit Bureau Asia's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2023 was 4.06%.

Credit Bureau Asia Effective Interest Rate on Debt % Historical Data

The historical data trend for Credit Bureau Asia's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Credit Bureau Asia Effective Interest Rate on Debt % Chart

Credit Bureau Asia Annual Data

Trend

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Effective Interest Rate on Debt %

Get a 7-Day Free Trial

6.34

4.61

3.53

5.21

3.75

Credit Bureau Asia Semi-Annual Data
	Dec17	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23
Effective Interest Rate on Debt %	Get a 7-Day Free Trial							3.93	5.04	4.25	4.01	4.06

Competitive Comparison of Credit Bureau Asia's Effective Interest Rate on Debt %

For the Financial Data & Stock Exchanges subindustry, Credit Bureau Asia's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credit Bureau Asia's Effective Interest Rate on Debt % Distribution in the Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Credit Bureau Asia's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Credit Bureau Asia's Effective Interest Rate on Debt % falls into.

Credit Bureau Asia Effective Interest Rate on Debt % Calculation

Credit Bureau Asia's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2023 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Dec. 2022 )	+	Total Debt (A: Dec. 2023 ))	/ count )
=	-1 * -0.128	/	( (3.552	+	3.275)	/ 2 )
=	-1 * -0.128	/	3.4135
=	3.75 %

where

	Total Debt (A: Dec. 2022 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	1.397	+	2.155
=	3.552

	Total Debt (A: Dec. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	1.346	+	1.929
=	3.275

Credit Bureau Asia's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2023 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Jun. 2023 )	+	Total Debt (Q: Dec. 2023 ))	/ count )
=	-1 * -0.126	/	( (2.927	+	3.275)	/ 2 )
=	-1 * -0.126	/	3.101
=	4.06 %

where

	Total Debt (Q: Jun. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0.898	+	2.029
=	2.927

	Total Debt (Q: Dec. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	1.346	+	1.929
=	3.275

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2023) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Credit Bureau Asia (SGX:TCU) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Credit Bureau Asia Effective Interest Rate on Debt % Related Terms

Thank you for viewing the detailed overview of Credit Bureau Asia's Effective Interest Rate on Debt % provided by GuruFocus.com. Please click on the following links to see related term pages.

Credit Bureau Asia (SGX:TCU) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Capital Markets » Credit Bureau Asia Ltd (SGX:TCU) » Definitions » Effective Interest Rate on Debt %

Comparable Companies

Traded in Other Exchanges

N/A

Address

6 Shenton Way, No. 17-10 OUE Downtown 2, Singapore, SGP, 068809

Website

https://www.creditbureauasia.com

Credit Bureau Asia Ltd is a provider of credit and risk information solutions in Southeast Asia. The company provides credit and risk information solutions to a client base of banks, financial institutions, multinational corporations, telecommunication companies, government bodies and public agencies, local enterprises, and individuals across Singapore, Malaysia, Cambodia, and Myanmar (the Territories). It assists its customers to make informed, timely decisions by enhancing their risk assessment and decision-making processes with the help of products and services which include credit and risk information reports, credit scores, monitoring services, data trends and analytics, and client-specific tailored solutions.

Credit Bureau Asia (SGX:TCU) Headlines

No Headlines