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Trupanion (STU:TPW) E10 : €-0.80 (As of Mar. 2024)


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What is Trupanion E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Trupanion's adjusted earnings per share data for the three months ended in Mar. 2024 was €-0.147. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €-0.80 for the trailing ten years ended in Mar. 2024.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2024-05-23), Trupanion's current stock price is €27.27. Trupanion's E10 for the quarter that ended in Mar. 2024 was €-0.80. Trupanion's Shiller PE Ratio of today is .


Trupanion E10 Historical Data

The historical data trend for Trupanion's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Trupanion E10 Chart

Trupanion Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - -1.54 -1.12

Trupanion Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.50 -1.53 -1.40 -1.12 -0.80

Competitive Comparison of Trupanion's E10

For the Insurance - Specialty subindustry, Trupanion's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trupanion's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Trupanion's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Trupanion's Shiller PE Ratio falls into.



Trupanion E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Trupanion's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=-0.147/131.7762*131.7762
=-0.147

Current CPI (Mar. 2024) = 131.7762.

Trupanion Quarterly Data

per share eps CPI Adj_EPS
201406 -1.656 100.560 -2.170
201409 -0.318 100.428 -0.417
201412 -0.125 99.070 -0.166
201503 -0.166 99.621 -0.220
201506 -0.151 100.684 -0.198
201509 -0.151 100.392 -0.198
201512 -0.101 99.792 -0.133
201603 -0.081 100.470 -0.106
201606 -0.027 101.688 -0.035
201609 -0.053 101.861 -0.069
201612 -0.057 101.863 -0.074
201703 -0.047 102.862 -0.060
201706 0.009 103.349 0.011
201709 0.008 104.136 0.010
201712 -0.025 104.011 -0.032
201803 -0.041 105.290 -0.051
201806 -0.009 106.317 -0.011
201809 0.026 106.507 0.032
201812 -0.009 105.998 -0.011
201903 -0.035 107.251 -0.043
201906 -0.053 108.070 -0.065
201909 0.018 108.329 0.022
201912 0.018 108.420 0.022
202003 -0.027 108.902 -0.033
202006 0.036 108.767 0.044
202009 -0.059 109.815 -0.071
202012 -0.074 109.897 -0.089
202103 -0.260 111.754 -0.307
202106 -0.191 114.631 -0.220
202109 -0.145 115.734 -0.165
202112 -0.150 117.630 -0.168
202203 -0.200 121.301 -0.217
202206 -0.312 125.017 -0.329
202209 -0.323 125.227 -0.340
202212 -0.217 125.222 -0.228
202303 -0.560 127.348 -0.579
202306 -0.305 128.729 -0.312
202309 -0.094 129.860 -0.095
202312 -0.046 129.419 -0.047
202403 -0.147 131.776 -0.147

Add all the adjusted EPS together and divide 10 will get our e10.


Trupanion  (STU:TPW) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Trupanion E10 Related Terms

Thank you for viewing the detailed overview of Trupanion's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Trupanion (STU:TPW) Business Description

Traded in Other Exchanges
Address
6100 4th Avenue South, Suite 400, Seattle, WA, USA, 98108
Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue primarily from subscription fees related to the Company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than our subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions.

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