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The Hartford Financial Services Group (BSP:H1IG34) E10 : R$18.72 (As of Mar. 2024)


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What is The Hartford Financial Services Group E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

The Hartford Financial Services Group's adjusted earnings per share data for the three months ended in Mar. 2024 was R$12.300. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is R$18.72 for the trailing ten years ended in Mar. 2024.

During the past 12 months, The Hartford Financial Services Group's average E10 Growth Rate was 23.00% per year. During the past 3 years, the average E10 Growth Rate was 32.60% per year. During the past 5 years, the average E10 Growth Rate was 44.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of The Hartford Financial Services Group was 67.20% per year. The lowest was -33.70% per year. And the median was -8.40% per year.

As of today (2024-06-10), The Hartford Financial Services Group's current stock price is R$519.80. The Hartford Financial Services Group's E10 for the quarter that ended in Mar. 2024 was R$18.72. The Hartford Financial Services Group's Shiller PE Ratio of today is 27.77.

During the past 13 years, the highest Shiller PE Ratio of The Hartford Financial Services Group was 413.42. The lowest was 8.64. And the median was 26.39.


The Hartford Financial Services Group E10 Historical Data

The historical data trend for The Hartford Financial Services Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

The Hartford Financial Services Group E10 Chart

The Hartford Financial Services Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 8.15 12.90 15.32 18.32

The Hartford Financial Services Group Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.46 16.71 18.85 18.32 18.72

Competitive Comparison of The Hartford Financial Services Group's E10

For the Insurance - Property & Casualty subindustry, The Hartford Financial Services Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Hartford Financial Services Group's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, The Hartford Financial Services Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where The Hartford Financial Services Group's Shiller PE Ratio falls into.



The Hartford Financial Services Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, The Hartford Financial Services Group's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=12.3/131.7762*131.7762
=12.300

Current CPI (Mar. 2024) = 131.7762.

The Hartford Financial Services Group Quarterly Data

per share eps CPI Adj_EPS
201406 -2.317 100.560 -3.036
201409 2.011 100.428 2.639
201412 2.272 99.070 3.022
201503 3.383 99.621 4.475
201506 3.002 100.684 3.929
201509 3.516 100.392 4.615
201512 3.920 99.792 5.176
201603 2.940 100.470 3.856
201606 1.855 101.688 2.404
201609 3.649 101.861 4.721
201612 -0.621 101.863 -0.803
201703 3.128 102.862 4.007
201706 -0.360 103.349 -0.459
201709 2.005 104.136 2.537
201712 -34.177 104.011 -43.300
201803 5.379 105.290 6.732
201806 6.026 106.317 7.469
201809 4.875 106.507 6.032
201812 2.019 105.998 2.510
201903 6.582 107.251 8.087
201906 3.933 108.070 4.796
201909 5.891 108.329 7.166
201912 6.116 108.420 7.434
202003 3.616 108.902 4.376
202006 6.693 108.767 8.109
202009 6.804 109.815 8.165
202012 7.563 109.897 9.069
202103 3.776 111.754 4.453
202106 12.622 114.631 14.510
202109 7.179 115.734 8.174
202112 11.875 117.630 13.303
202203 6.469 121.301 7.028
202206 6.663 125.017 7.023
202209 5.348 125.227 5.628
202212 9.494 125.222 9.991
202303 8.646 127.348 8.947
202306 8.397 128.729 8.596
202309 10.322 129.860 10.474
202312 12.298 129.419 12.522
202403 12.300 131.776 12.300

Add all the adjusted EPS together and divide 10 will get our e10.


The Hartford Financial Services Group  (BSP:H1IG34) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

The Hartford Financial Services Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=519.80/18.72
=27.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of The Hartford Financial Services Group was 413.42. The lowest was 8.64. And the median was 26.39.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


The Hartford Financial Services Group E10 Related Terms

Thank you for viewing the detailed overview of The Hartford Financial Services Group's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


The Hartford Financial Services Group (BSP:H1IG34) Business Description

Traded in Other Exchanges
Address
One Hartford Plaza, Hartford, CT, USA, 06155
The Hartford Financial Services Group Inc offers a diverse range of property and casualty insurance, group benefits, and mutual fund services to a customer base of individuals and corporations. It operates in five segments: Commercial Lines, Personal Lines, Property & Casualty Other Operations, Group Benefits, and Hartford Funds, as well as a Corporate category.

The Hartford Financial Services Group (BSP:H1IG34) Headlines

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