MoneyLion (MoneyLion) Debt-to-Equity : 0.74 (As of Dec. 2023)

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What is MoneyLion Debt-to-Equity?

MoneyLion's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $0.0 Mil. MoneyLion's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $189.8 Mil. MoneyLion's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $257.2 Mil. MoneyLion's debt to equity for the quarter that ended in Dec. 2023 was 0.74.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for MoneyLion's Debt-to-Equity or its related term are showing as below:

ML' s Debt-to-Equity Range Over the Past 10 Years
Min: -1.15 Med: 0.74 Max: 0.85
Current: 0.74

During the past 5 years, the highest Debt-to-Equity Ratio of MoneyLion was 0.85. The lowest was -1.15. And the median was 0.74.

ML's Debt-to-Equity is ranked worse than
79.55% of 2225 companies
in the Software industry
Industry Median: 0.21 vs ML: 0.74

MoneyLion Debt-to-Equity Historical Data

The historical data trend for MoneyLion's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

MoneyLion Debt-to-Equity Chart

MoneyLion Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

-0.91

-1.15

0.84

0.85

0.74

MoneyLion Quarterly Data
	Dec19	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Equity	Get a 7-Day Free Trial											0.85	0.78	0.80	0.76	0.74

Competitive Comparison of MoneyLion's Debt-to-Equity

For the Software - Application subindustry, MoneyLion's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MoneyLion's Debt-to-Equity Distribution in the Software Industry

For the Software industry and Technology sector, MoneyLion's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where MoneyLion's Debt-to-Equity falls into.

MoneyLion Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

MoneyLion's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	189.753)	/	257.223
	=	0.74

MoneyLion's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	189.753)	/	257.223
	=	0.74

MoneyLion (NYSE:ML) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

MoneyLion Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of MoneyLion's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

MoneyLion (MoneyLion) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Technology » Software » MoneyLion Inc (NYSE:ML) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

30 West 21st Street, 9th Floor, New York, NY, USA, 10010

Website

http://www.moneylion.com

MoneyLion Inc is a mobile banking and financial membership platform that empowers people to take control of their finances. It is a full-service digital platform to deliver mobile banking, lending, and investment solutions. The firm offers a personalized, all-in-one, digital financial platform that provides convenient, low-cost access to banking, borrowing, and investing solutions tailored for its customers, rooted in data, and delivered through its proprietary technology platform.

Executives

Diwakar Choubey	director, officer: President, CEO and Director	30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Adam Vanwagner	officer: General Counsel	30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Timmie Hong	officer: Chief Product Officer	30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Richard Correia	officer: Chief Financial Officer	30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
John C Chrystal	director	C/O BANCORP, INC., 409 SILVERSIDE ROAD, SUITE 105, WILMINGTON DE 19809
Mark Torossian	officer: Chief Accounting Officer	1400 BROADWAY, 25TH FLOOR, NEW YORK NY 10018
Matthew Derella	director	C/O TWITTER, INC., 1355 MARKET STREET, SUITE 900, SAN FRANCISCO CA 94103
Jeff Gary	director, officer: Chief Financial Officer	390 PARK AVENUE, 15TH FLOOR, NEW YORK NY 10022
Gregory Depetris	director	30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Michael Paull	director	30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Rohit Dsouza	10 percent owner	C/O MONEYLION INC., 30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Chee Mun Foong	officer: Chief Technology Officer	30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010
Greenspring Global Partners Viii-c, L.p.	10 percent owner	100 PAINTERS MILL ROAD, SUITE 700, OWINGS MILLS MD 21117
Greenspring Global Partners Viii-a, L.p	10 percent owner	100 PAINTERS MILL ROAD, SUITE 700, OWINGS MILLS MD 21117
Rds Moneylion Holdings I, Llc	10 percent owner	C/O MONEYLION INC., 30 WEST 21ST STREET, 9TH FLOOR, NEW YORK NY 10010