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Aspial Lifestyle (SGX:5UF) Debt-to-EBITDA : 8.17 (As of Dec. 2023)


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What is Aspial Lifestyle Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Aspial Lifestyle's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was S$485.4 Mil. Aspial Lifestyle's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was S$212.8 Mil. Aspial Lifestyle's annualized EBITDA for the quarter that ended in Dec. 2023 was S$85.5 Mil. Aspial Lifestyle's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 was 8.17.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Aspial Lifestyle's Debt-to-EBITDA or its related term are showing as below:

SGX:5UF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 6.44   Med: 9.85   Max: 12.96
Current: 8.35

During the past 13 years, the highest Debt-to-EBITDA Ratio of Aspial Lifestyle was 12.96. The lowest was 6.44. And the median was 9.85.

SGX:5UF's Debt-to-EBITDA is ranked worse than
83.49% of 842 companies
in the Retail - Cyclical industry
Industry Median: 2.685 vs SGX:5UF: 8.35

Aspial Lifestyle Debt-to-EBITDA Historical Data

The historical data trend for Aspial Lifestyle's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Aspial Lifestyle Debt-to-EBITDA Chart

Aspial Lifestyle Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.48 6.44 9.90 10.72 8.35

Aspial Lifestyle Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.36 8.91 9.64 7.55 8.17

Competitive Comparison of Aspial Lifestyle's Debt-to-EBITDA

For the Luxury Goods subindustry, Aspial Lifestyle's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aspial Lifestyle's Debt-to-EBITDA Distribution in the Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Aspial Lifestyle's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Aspial Lifestyle's Debt-to-EBITDA falls into.



Aspial Lifestyle Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Aspial Lifestyle's Debt-to-EBITDA for the fiscal year that ended in Dec. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(485.4 + 212.801) / 83.611
=8.35

Aspial Lifestyle's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(485.4 + 212.801) / 85.49
=8.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2023) EBITDA data.


Aspial Lifestyle  (SGX:5UF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Aspial Lifestyle Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Aspial Lifestyle's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


Aspial Lifestyle (SGX:5UF) Business Description

Traded in Other Exchanges
N/A
Address
55 Ubi Avenue 3, No. 04-08, Singapore, SGP, 408864
Aspial Lifestyle Ltd is in the business of financial services and jewelry. The company operates through three segments which include Pawnbroking, Money lending; and Retailing and trading of jewelry and branded merchandise. The majority of revenue is derived from the Retailing and trading of jewelry and branded merchandise segment. Geographically, the majority is from Singapore.

Aspial Lifestyle (SGX:5UF) Headlines

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