COL Financial Group (PHS:COL) Debt-to-EBITDA : 0.15 (As of Dec. 2023)

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What is COL Financial Group Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

COL Financial Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was ₱20 Mil. COL Financial Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was ₱19 Mil. COL Financial Group's annualized EBITDA for the quarter that ended in Dec. 2023 was ₱253 Mil. COL Financial Group's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 was 0.15.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for COL Financial Group's Debt-to-EBITDA or its related term are showing as below:

PHS:COL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.05 Med: 0.07 Max: 0.14
Current: 0.06

During the past 13 years, the highest Debt-to-EBITDA Ratio of COL Financial Group was 0.14. The lowest was 0.05. And the median was 0.07.

PHS:COL's Debt-to-EBITDA is ranked better than
90.84% of 415 companies
in the Capital Markets industry
Industry Median: 1.57 vs PHS:COL: 0.06

COL Financial Group Debt-to-EBITDA Historical Data

The historical data trend for COL Financial Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

COL Financial Group Debt-to-EBITDA Chart

COL Financial Group Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-EBITDA

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0.08

0.07

0.05

0.14

0.06

COL Financial Group Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-EBITDA	Get a 7-Day Free Trial															0.21	0.06	0.08	0.07	0.15

Competitive Comparison of COL Financial Group's Debt-to-EBITDA

For the Capital Markets subindustry, COL Financial Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

COL Financial Group's Debt-to-EBITDA Distribution in the Capital Markets Industry

For the Capital Markets industry and Financial Services sector, COL Financial Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where COL Financial Group's Debt-to-EBITDA falls into.

COL Financial Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

COL Financial Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2023 is calculated as

Debt-to-EBITDA	=	Total Debt			/	EBITDA
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	EBITDA
	=	(19.662	+	19.484)	/	609.99
	=	0.06

COL Financial Group's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 is calculated as

Debt-to-EBITDA	=	Total Debt			/	EBITDA
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	EBITDA
	=	(19.662	+	19.484)	/	253.484
	=	0.15

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2023) EBITDA data.

COL Financial Group (PHS:COL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

COL Financial Group Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of COL Financial Group's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.

COL Financial Group (PHS:COL) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Capital Markets » COL Financial Group Inc (PHS:COL) » Definitions » Debt-to-EBITDA

Comparable Companies

Traded in Other Exchanges

N/A

Address

Exchange Road, Unit 2401-B East Tower, Philippine Stock Exchange Centre, Ortigas Center, Pasig, RIZ, PHL, 1605

Website

https://www.colfinancial.com

COL Financial Group Inc together with its subsidiary provides online financial services in the Philippines. Its proprietary online trading platform, provides real-time market information and execution, investing tools and functionalities, and stock market research and analysis. The company is also involved in the provision of financial advisory services; and gathering and distribution of financial and investment information and statistics, as well as acts as a financial, commercial, or business representative. Its operating segment being stock brokerage services and others. The company generates maximum revenue from stock brokerage services segment. Geographically, it derives a majority of revenue from the Philippines.