Fusion Micro Finance (NSE:FUSION) Debt-to-EBITDA : 10.57 (As of Mar. 2024)

View and export this data going back to 2022. Start your Free Trial

What is Fusion Micro Finance Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Fusion Micro Finance's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was ₹0 Mil. Fusion Micro Finance's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was ₹86,159 Mil. Fusion Micro Finance's annualized EBITDA for the quarter that ended in Mar. 2024 was ₹8,155 Mil. Fusion Micro Finance's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2024 was 10.57.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Fusion Micro Finance's Debt-to-EBITDA or its related term are showing as below:

NSE:FUSION' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 11.36 Med: 28.99 Max: 188.23
Current: 11.36

During the past 5 years, the highest Debt-to-EBITDA Ratio of Fusion Micro Finance was 188.23. The lowest was 11.36. And the median was 28.99.

NSE:FUSION's Debt-to-EBITDA is ranked worse than
57.25% of 255 companies
in the Credit Services industry
Industry Median: 8.15 vs NSE:FUSION: 11.36

Fusion Micro Finance Debt-to-EBITDA Historical Data

The historical data trend for Fusion Micro Finance's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Fusion Micro Finance Debt-to-EBITDA Chart

Fusion Micro Finance Annual Data

Trend

Mar20

Mar21

Mar22

Mar23

Mar24

Debt-to-EBITDA

28.99

72.41

188.23

12.57

11.36

Fusion Micro Finance Quarterly Data
	Mar20	Mar21	Jun21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Debt-to-EBITDA	Get a 7-Day Free Trial								10.51	-	10.58	-	10.57

Competitive Comparison of Fusion Micro Finance's Debt-to-EBITDA

For the Credit Services subindustry, Fusion Micro Finance's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fusion Micro Finance's Debt-to-EBITDA Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Fusion Micro Finance's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Fusion Micro Finance's Debt-to-EBITDA falls into.

Fusion Micro Finance Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Fusion Micro Finance's Debt-to-EBITDA for the fiscal year that ended in Mar. 2024 is calculated as

Debt-to-EBITDA	=	Total Debt			/	EBITDA
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	EBITDA
	=	(0	+	86159)	/	7582.8
	=	11.36

Fusion Micro Finance's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2024 is calculated as

Debt-to-EBITDA	=	Total Debt			/	EBITDA
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	EBITDA
	=	(0	+	86159)	/	8154.8
	=	10.57

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2024) EBITDA data.

Fusion Micro Finance (NSE:FUSION) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Fusion Micro Finance Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Fusion Micro Finance's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.

Fusion Micro Finance (NSE:FUSION) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Fusion Micro Finance Ltd (NSE:FUSION) » Definitions » Debt-to-EBITDA

Comparable Companies

Traded in Other Exchanges

543652:India

Address

Plot No. 86, Institutional Sector - 32, Gurugram, HR, IND, 122001

Website

https://www.fusionmicrofinance.com

Fusion Micro Finance Ltd is engaged in micro finance lending activities, providing financial services to poor women in India who are organized as Joint Liability Group (JLGs). The company provides small value collateral free loans. Apart from micro finance lending, the company also has lending to MSME enterprises. It uses its distribution channel to provide other financial products and services to the members relate to providing of loans to the members for the purchase of certain productivity enhancing products such as mobile handsets, bicycle.

Fusion Micro Finance (NSE:FUSION) Headlines

No Headlines