Ramsdens Holdings (LSE:RFX) Debt-to-EBITDA : 1.01 (As of Sep. 2023)

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What is Ramsdens Holdings Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ramsdens Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2023 was £10.45 Mil. Ramsdens Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2023 was £7.66 Mil. Ramsdens Holdings's annualized EBITDA for the quarter that ended in Sep. 2023 was £17.90 Mil. Ramsdens Holdings's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2023 was 1.01.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Ramsdens Holdings's Debt-to-EBITDA or its related term are showing as below:

LSE:RFX' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.24 Med: 1.31 Max: 1.91
Current: 1.23

During the past 9 years, the highest Debt-to-EBITDA Ratio of Ramsdens Holdings was 1.91. The lowest was 0.24. And the median was 1.31.

LSE:RFX's Debt-to-EBITDA is ranked better than
73.84% of 409 companies
in the Conglomerates industry
Industry Median: 3.33 vs LSE:RFX: 1.23

Ramsdens Holdings Debt-to-EBITDA Historical Data

The historical data trend for Ramsdens Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ramsdens Holdings Debt-to-EBITDA Chart

Ramsdens Holdings Annual Data

Trend

Mar14

Mar15

Mar16

Mar17

Mar18

Mar19

Sep21

Sep22

Sep23

Debt-to-EBITDA

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0.24

1.87

1.91

1.31

1.23

Ramsdens Holdings Semi-Annual Data
	Mar14	Mar15	Mar16	Sep16	Mar17	Sep17	Mar18	Sep18	Mar19	Sep19	Mar21	Sep21	Mar22	Sep22	Mar23	Sep23
Debt-to-EBITDA	Get a 7-Day Free Trial											1.57	1.28	1.00	1.39	1.01

Competitive Comparison of Ramsdens Holdings's Debt-to-EBITDA

For the Conglomerates subindustry, Ramsdens Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ramsdens Holdings's Debt-to-EBITDA Distribution in the Conglomerates Industry

For the Conglomerates industry and Industrials sector, Ramsdens Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Ramsdens Holdings's Debt-to-EBITDA falls into.

Ramsdens Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ramsdens Holdings's Debt-to-EBITDA for the fiscal year that ended in Sep. 2023 is calculated as

Debt-to-EBITDA	=	Total Debt			/	EBITDA
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	EBITDA
	=	(10.445	+	7.661)	/	14.667
	=	1.23

Ramsdens Holdings's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2023 is calculated as

Debt-to-EBITDA	=	Total Debt			/	EBITDA
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	EBITDA
	=	(10.445	+	7.661)	/	17.898
	=	1.01

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Sep. 2023) EBITDA data.

Ramsdens Holdings (LSE:RFX) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Ramsdens Holdings Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Ramsdens Holdings's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.

Ramsdens Holdings (LSE:RFX) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Industrials » Conglomerates » Ramsdens Holdings PLC (LSE:RFX) » Definitions » Debt-to-EBITDA

Comparable Companies

Traded in Other Exchanges

RSDEF:USA

Address

The Parkway Centre, Unit 16, Coulby Newham, Middlesbrough, GBR, TS8 0TJ

Website

https://www.ramsdensplc.com

Ramsdens Holdings PLC is a diversified financial services provider and retailer operating in the following core segments - Foreign currency segment which comprises the sale and purchase of foreign currency notes to holidaymakers; Pawnbroking segment, which involves providing a cash loan in return for jewellery and watches; Purchases of precious metals segment, involves buying unwanted jewellery, gold, and other precious metals from customers for cash; Retail Jewellery segment and Income from other financial services. Maximum revenue is generated by the Retail Jewellery segment. Geographically, it derives a majority of revenue from the United Kingdom.

Ramsdens Holdings (LSE:RFX) Headlines

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