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Regions Financial (Regions Financial) Cyclically Adjusted Price-to-FCF : 7.85 (As of Apr. 27, 2024)


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What is Regions Financial Cyclically Adjusted Price-to-FCF?

As of today (2024-04-27), Regions Financial's current share price is $19.62. Regions Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $2.50. Regions Financial's Cyclically Adjusted Price-to-FCF for today is 7.85.

The historical rank and industry rank for Regions Financial's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

RF' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 2.32   Med: 6.68   Max: 11.1
Current: 7.83

During the past years, Regions Financial's highest Cyclically Adjusted Price-to-FCF was 11.10. The lowest was 2.32. And the median was 6.68.

RF's Cyclically Adjusted Price-to-FCF is ranked worse than
54.15% of 831 companies
in the Banks industry
Industry Median: 7.47 vs RF: 7.83

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Regions Financial's adjusted free cash flow per share data for the three months ended in Dec. 2023 was $0.895. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $2.50 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Regions Financial Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Regions Financial's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Regions Financial Cyclically Adjusted Price-to-FCF Chart

Regions Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.16 7.10 9.49 8.51 7.74

Regions Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.43 7.20 6.91 7.74 -

Competitive Comparison of Regions Financial's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Regions Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regions Financial's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Regions Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Regions Financial's Cyclically Adjusted Price-to-FCF falls into.



Regions Financial Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Regions Financial's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=19.62/2.5
=7.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regions Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Regions Financial's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.895/129.4194*129.4194
=0.895

Current CPI (Dec. 2023) = 129.4194.

Regions Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 0.276 99.695 0.358
201406 0.190 100.560 0.245
201409 0.618 100.428 0.796
201412 0.421 99.070 0.550
201503 0.233 99.621 0.303
201506 0.260 100.684 0.334
201509 0.561 100.392 0.723
201512 0.144 99.792 0.187
201603 0.607 100.470 0.782
201606 0.266 101.688 0.339
201609 0.478 101.861 0.607
201612 0.206 101.863 0.262
201703 0.592 102.862 0.745
201706 0.338 103.349 0.423
201709 0.696 104.136 0.865
201712 0.251 104.011 0.312
201803 0.133 105.290 0.163
201806 0.449 106.317 0.547
201809 0.526 106.507 0.639
201812 0.928 105.998 1.133
201903 0.554 107.251 0.669
201906 0.732 108.070 0.877
201909 0.761 108.329 0.909
201912 0.509 108.420 0.608
202003 0.815 108.902 0.969
202006 0.880 108.767 1.047
202009 0.688 109.815 0.811
202012 -0.026 109.897 -0.031
202103 0.731 111.754 0.847
202106 0.708 114.631 0.799
202109 0.852 115.734 0.953
202112 0.781 117.630 0.859
202203 0.544 121.301 0.580
202206 0.804 125.017 0.832
202209 0.312 125.227 0.322
202212 1.327 125.222 1.371
202303 0.189 127.348 0.192
202306 0.400 128.729 0.402
202309 0.812 129.860 0.809
202312 0.895 129.419 0.895

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Regions Financial  (NYSE:RF) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Regions Financial Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Regions Financial's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Regions Financial (Regions Financial) Business Description

Industry
Traded in Other Exchanges
Address
1900 Fifth Avenue North, Birmingham, AL, USA, 35203
Regions Financial is a regional bank headquartered in Alabama, with branches primarily in the Southeastern and Midwestern United States. Regions primarily provides traditional commercial and retail banking and also offers mortgage services, asset-management, wealth-management, securities brokerage, and trust services.
Executives
C. Matthew Lusco officer: SEVP & CRO P.O. BOX 11007 1900 FIFTH AVENUE NORTH, BIRMINGHAM AL 35203
Ronald G. Smith officer: SEVP 1901 6TH AVENUE NORTH, 18TH FLOOR, BIRMINGHAM AL 35203
William D. Ritter officer: SEVP 1901 6TH AVENUE NORTH, 18TH FLOOR, BIRMINGHAM AL 35203
Mark A. Crosswhite director 600 NORTH 18TH STREET, BIRMINGHAM AL 35203
J Thomas Hill director 1200 URBAN CENTER DRIVE, BIRMINGHAM AL 35242
Noopur Davis director PO BOX 10247, BIRMINGHAM AL 35202-0247
Charles Dandridge Massey officer: SEVP PO BOX 10247, BIRMINGHAM AL 35202-0247
Karin K Allen officer: Principal Accounting Officer PO BOX 10247, BIRMINGHAM AL 35202-0247
Charles D Mccrary director, other: Non-Executive Chair 30 IVAN ALLEN JR. BLVD. NW, ATLANTA GA 30308
Amala Duggirala officer: SEVP PO BOX 10247, BIRMINGHAM AL 35202-0247
Joia M Johnson director C/O HANESBRANDS INC., 1000 EAST HANES MILL ROAD, WINSTON SALEM NC 27105
Turner David J Jr officer: CFO P O BOX 11007, 1900 FIFTH AVENUE NORTH, BIRMINGHAM AL 35203
Scott M. Peters officer: SEVP 1901 6TH AVENUE NORTH, 18TH FLOOR, BIRMINGHAM AL 35203
David R. Keenan officer: EVP P. O. BOX 11007, 1900 FIFTH AVENUE NORTH, BIRMINGHAM AL 35203
John B Owen officer: Sr Executive Vice President REGIONS FINANCIAL CORPORATION, 1900 5TH AVENUE NORTH, 21ST FLOOR, BIRMINGHAM AL 35203