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Green Dot (Green Dot) Cyclically Adjusted PS Ratio : 0.40 (As of May. 22, 2024)


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What is Green Dot Cyclically Adjusted PS Ratio?

As of today (2024-05-22), Green Dot's current share price is $9.87. Green Dot's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was $24.61. Green Dot's Cyclically Adjusted PS Ratio for today is 0.40.

The historical rank and industry rank for Green Dot's Cyclically Adjusted PS Ratio or its related term are showing as below:

GDOT' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.33   Med: 1.63   Max: 5.38
Current: 0.4

During the past years, Green Dot's highest Cyclically Adjusted PS Ratio was 5.38. The lowest was 0.33. And the median was 1.63.

GDOT's Cyclically Adjusted PS Ratio is ranked better than
90.11% of 374 companies
in the Credit Services industry
Industry Median: 2.905 vs GDOT: 0.40

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Green Dot's adjusted revenue per share data for the three months ended in Mar. 2024 was $8.485. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $24.61 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Green Dot Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Green Dot's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Green Dot Cyclically Adjusted PS Ratio Chart

Green Dot Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.41 3.16 1.79 0.71 0.41

Green Dot Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.75 0.80 0.59 0.41 0.38

Competitive Comparison of Green Dot's Cyclically Adjusted PS Ratio

For the Credit Services subindustry, Green Dot's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Green Dot's Cyclically Adjusted PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Green Dot's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Green Dot's Cyclically Adjusted PS Ratio falls into.



Green Dot Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Green Dot's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=9.87/24.61
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Green Dot's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Green Dot's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=8.485/131.7762*131.7762
=8.485

Current CPI (Mar. 2024) = 131.7762.

Green Dot Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201406 3.697 100.560 4.845
201409 3.600 100.428 4.724
201412 3.163 99.070 4.207
201503 4.400 99.621 5.820
201506 3.278 100.684 4.290
201509 2.817 100.392 3.698
201512 2.980 99.792 3.935
201603 4.528 100.470 5.939
201606 3.513 101.688 4.552
201609 3.079 101.861 3.983
201612 3.188 101.863 4.124
201703 4.874 102.862 6.244
201706 4.287 103.349 5.466
201709 3.859 104.136 4.883
201712 3.971 104.011 5.031
201803 5.907 105.290 7.393
201806 4.850 106.317 6.011
201809 4.327 106.507 5.354
201812 4.488 105.998 5.579
201903 6.242 107.251 7.669
201906 5.172 108.070 6.307
201909 4.598 108.329 5.593
201912 4.782 108.420 5.812
202003 6.876 108.902 8.320
202006 5.948 108.767 7.206
202009 5.530 109.815 6.636
202012 5.228 109.897 6.269
202103 7.145 111.754 8.425
202106 6.708 114.631 7.711
202109 6.126 115.734 6.975
202112 5.978 117.630 6.697
202203 7.254 121.301 7.880
202206 6.670 125.017 7.031
202209 6.439 125.227 6.776
202212 6.560 125.222 6.903
202303 8.004 127.348 8.282
202306 6.977 128.729 7.142
202309 6.741 129.860 6.840
202312 6.942 129.419 7.068
202403 8.485 131.776 8.485

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Green Dot  (NYSE:GDOT) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Green Dot Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Green Dot's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Green Dot (Green Dot) Business Description

Traded in Other Exchanges
Address
114 West 7th Street, Suite 240, Austin, TX, USA, 78701
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. Through its Account Services segment, the company offers GoBank mobile checking and Visa- or Mastercard-branded prepaid debit cards, both reloadable and non-reloadable. Green Dot also supplies private-label reloadable cards for Wal-Mart. Account services revenue is generated through monthly maintenance fees, ATM fees, new card fees, and interchange fees. The company's Processing and Settlement Services segment generates revenue through service fees on debit card reloads and tax refund processing. The tax refund processing business earns fees when customers of third-party tax preparers choose to pay the preparer's fee through Green Dot's service.
Executives
Michelleta Razon director 114 WEST 7TH STREET, SUITE 240, AUSTIN TX 78701
Starboard Value Gp Llc 10 percent owner, other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Value Lp 10 percent owner, other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Principal Co Lp 10 percent owner, other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Principal Co Gp Llc 10 percent owner, other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Value & Opportunity S Llc other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Value & Opportunity Master Fund Ltd other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Value & Opportunity C Lp other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Jeffrey C Smith 10 percent owner, other: See Footnote 2 201 E LAS OLAS BOULEVARD, SUITE 1000, FORT LAUDERDALE FL 33301
Starboard Value R Lp other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard X Master Fund Ltd other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Value L Lp other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Value R Gp Llc other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Value & Opportunity Master Fund L Lp other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Christian Devin Ruppel officer: Chief Revenue Officer 114 W 7TH STREET,, SUITE 240, AUSTIN TX 78701