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Ally Financial (Ally Financial) Cyclically Adjusted PS Ratio : 1.70 (As of May. 20, 2024)


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What is Ally Financial Cyclically Adjusted PS Ratio?

As of today (2024-05-20), Ally Financial's current share price is $40.12. Ally Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was $23.59. Ally Financial's Cyclically Adjusted PS Ratio for today is 1.70.

The historical rank and industry rank for Ally Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:

ALLY' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.64   Med: 1.61   Max: 3.25
Current: 1.7

During the past years, Ally Financial's highest Cyclically Adjusted PS Ratio was 3.25. The lowest was 0.64. And the median was 1.61.

ALLY's Cyclically Adjusted PS Ratio is ranked better than
63.03% of 376 companies
in the Credit Services industry
Industry Median: 2.905 vs ALLY: 1.70

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Ally Financial's adjusted revenue per share data for the three months ended in Mar. 2024 was $7.127. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $23.59 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Ally Financial Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Ally Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ally Financial Cyclically Adjusted PS Ratio Chart

Ally Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.66 2.14 2.51 1.15 1.52

Ally Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.17 1.21 1.17 1.52 1.72

Competitive Comparison of Ally Financial's Cyclically Adjusted PS Ratio

For the Credit Services subindustry, Ally Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ally Financial's Cyclically Adjusted PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Ally Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Ally Financial's Cyclically Adjusted PS Ratio falls into.



Ally Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Ally Financial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=40.12/23.59
=1.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ally Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Ally Financial's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=7.127/131.7762*131.7762
=7.127

Current CPI (Mar. 2024) = 131.7762.

Ally Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201406 3.614 100.560 4.736
201409 3.747 100.428 4.917
201412 3.722 99.070 4.951
201503 3.894 99.621 5.151
201506 3.815 100.684 4.993
201509 3.755 100.392 4.929
201512 3.877 99.792 5.120
201603 3.786 100.470 4.966
201606 3.676 101.688 4.764
201609 3.700 101.861 4.787
201612 3.745 101.863 4.845
201703 3.779 102.862 4.841
201706 3.860 103.349 4.922
201709 3.829 104.136 4.845
201712 3.896 104.011 4.936
201803 3.805 105.290 4.762
201806 3.967 106.317 4.917
201809 4.113 106.507 5.089
201812 3.982 105.998 4.950
201903 4.532 107.251 5.568
201906 4.458 108.070 5.436
201909 4.654 108.329 5.661
201912 4.858 108.420 5.905
202003 4.421 108.902 5.350
202006 4.814 108.767 5.832
202009 4.894 109.815 5.873
202012 5.716 109.897 6.854
202103 5.528 111.754 6.518
202106 5.922 114.631 6.808
202109 5.942 115.734 6.766
202112 6.698 117.630 7.504
202203 6.903 121.301 7.499
202206 7.006 125.017 7.385
202209 7.104 125.227 7.476
202212 8.039 125.222 8.460
202303 7.725 127.348 7.994
202306 7.432 128.729 7.608
202309 7.105 129.860 7.210
202312 7.466 129.419 7.602
202403 7.127 131.776 7.127

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Ally Financial  (NYSE:ALLY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Ally Financial Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Ally Financial's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Ally Financial (Ally Financial) Business Description

Traded in Other Exchanges
Address
500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, personal loans, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model, which includes brokerage services.
Executives
David J Debrunner officer: VP, CAO, Controller
Thomas P Gibbons director THE BANK OF NEW YORK MELLON CORPORATION, 225 LIBERTY STREET, NEW YORK NY 10286
Russell E. Hutchinson officer: Chief Financial Officer C/O ALLY FINANCIAL INC., 500 WOODWARD AVE., 10TH FLOOR, DETROIT MI 48226
Marjorie Magner director GANNETT CO., INC., 7950 JONES BRANCH DRIVE, MCLEAN VA 22107
Bradley J. Brown officer: Interim CFO C/O ALLY FINANCIAL INC., 500 WOODWARD AVE., 10TH FLOOR, DETROIT MI 48226
Melissa Goldman director C/O ALLY FINANCIAL INC, 500 WOODWARD AVE, 10TH FLOOR, DETROIT MI 48226
David Reilly director C/O ALLY FINANCIAL INC., 500 WOODWARD AVE, 10TH FLOOR, DETROIT MI 48226
Jason E. Schugel officer: Chief Risk Officer ALLY DETROIT CENTER, 500 WOODWARD AVENUE, DETROIT MI 48226
Douglas R. Timmerman officer: President, Auto Finance ALLY DETROIT CENTER, 500 WOODWARD AVENUE, DETROIT MI 48226
Diane E. Morais officer: CEO & President, Ally Bank ALLY FINANCIAL INC., 440 SOUTH CHURCH STREET, CHARLOTTE NC 28202
Scott A Stengel officer: General Counsel 1010 GRAND BLVD, KANSAS CITY MO 64106
Jeffrey Jonathan Brown officer: Sr Executive Vice President C/O ALLY FINANCIAL INC., 200 RENAISSANCE CENTER, DETROIT MI 48265
Jennifer A. Laclair officer: Chief Financial Officer ALLY DETROIT CENTER, 500 WOODWARD AVENUE, DETROIT MI 48226
Mayree C Clark director C/O ALLY FINANCIAL INC., 200 RENAISSANCE CENTER, DETROIT MI 48265
Hobbs Franklin W Iv director 1801 CALIFORNIA STREET, SUITE 4600, DENVER CO 80202