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People's United Financial (People's United Financial) Cyclically Adjusted Price-to-FCF : (As of Jun. 05, 2024)


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What is People's United Financial Cyclically Adjusted Price-to-FCF?

Shiller PE for Stocks: The True Measure of Stock Valuation


People's United Financial Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for People's United Financial's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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People's United Financial Cyclically Adjusted Price-to-FCF Chart

People's United Financial Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21
Cyclically Adjusted Price-to-FCF
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People's United Financial Quarterly Data
Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21
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Competitive Comparison of People's United Financial's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, People's United Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


People's United Financial's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, People's United Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where People's United Financial's Cyclically Adjusted Price-to-FCF falls into.



People's United Financial Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

People's United Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2021 is calculated as:

For example, People's United Financial's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2021 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2021 (Change)*Current CPI (Dec. 2021)
=0.718/117.6295*117.6295
=0.718

Current CPI (Dec. 2021) = 117.6295.

People's United Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201203 0.436 96.783 0.530
201206 0.222 96.819 0.270
201209 0.430 97.633 0.518
201212 0.177 96.871 0.215
201303 0.180 98.209 0.216
201306 0.139 98.518 0.166
201309 0.459 98.790 0.547
201312 0.173 98.326 0.207
201403 0.307 99.695 0.362
201406 0.165 100.560 0.193
201409 0.223 100.428 0.261
201412 0.299 99.070 0.355
201503 -0.065 99.621 -0.077
201506 0.396 100.684 0.463
201509 0.177 100.392 0.207
201512 0.316 99.792 0.372
201603 0.373 100.470 0.437
201606 0.045 101.688 0.052
201609 0.432 101.861 0.499
201612 0.118 101.863 0.136
201703 0.540 102.862 0.618
201706 0.075 103.349 0.085
201709 0.532 104.136 0.601
201712 0.585 104.011 0.662
201803 0.411 105.290 0.459
201806 0.290 106.317 0.321
201809 0.492 106.507 0.543
201812 0.242 105.998 0.269
201903 -0.069 107.251 -0.076
201906 -0.153 108.070 -0.167
201909 0.097 108.329 0.105
201912 0.520 108.420 0.564
202003 0.475 108.902 0.513
202006 0.226 108.767 0.244
202009 0.744 109.815 0.797
202012 0.440 109.897 0.471
202103 1.058 111.754 1.114
202106 0.450 114.631 0.462
202109 0.573 115.734 0.582
202112 0.718 117.630 0.718

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


People's United Financial  (NAS:PBCT) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


People's United Financial Cyclically Adjusted Price-to-FCF Related Terms

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People's United Financial (People's United Financial) Business Description

Traded in Other Exchanges
N/A
Address
850 Main Street, Bridgeport, CT, USA, 06604
People's United Financial Inc is a United States-based bank holding company. It operates in two segments: Commercial and Retail Banking. Commercial Banking includes commercial real estate lending, middle market, and business banking, mortgage warehouse and asset-based lending, and the equipment financing operations of PCLC, PUEFC, and LEAF. It also provides treasury management services, capital market capabilities, and commercial deposit products. Retail Banking includes consumer lending and consumer deposit gathering activities. The vast majority of its revenue is generated from the Commercial Banking segment.
Executives
Jeffrey J Tengel officer: President 1900 EAST NINTH STREET, CLEVELAND OH 44114
Lee C Powlus officer: Sr Ex VP & Chief Admin Officer 850 MAIN STREET, BRIDGEPORT CT 06604
Richard M Barry officer: Chief Credit Officer 726 EXCHANGE STREET SUITE 618 BUFFALO NY 14210
Jane Chwick director C/O MARKETAXESS HOLDINGS, INC., 299 PARK AVENUE, NEW YORK NY 10171
Cruger William Frank Jr. director C/O MARKETAXESS HOLDINGS INC., 299 PARK AVENUE, NEW YORK NY 10171
Kevin T. Bottomley director DANVERS BANCORP, INC. ONE CONANT STREET DANVERS MA 01923
Nancy Mcallister, director 30 CAMP WOODBINE ROAD, PORT JEFFERSON NY 11777
James A Thomas director

People's United Financial (People's United Financial) Headlines

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