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Unum Group (BSP:U1NM34) Cyclically Adjusted Price-to-FCF : 8.87 (As of May. 17, 2024)


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What is Unum Group Cyclically Adjusted Price-to-FCF?

As of today (2024-05-17), Unum Group's current share price is R$265.70. Unum Group's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was R$29.97. Unum Group's Cyclically Adjusted Price-to-FCF for today is 8.87.

The historical rank and industry rank for Unum Group's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

BSP:U1NM34' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 2.05   Med: 7.22   Max: 12.96
Current: 8.6

During the past years, Unum Group's highest Cyclically Adjusted Price-to-FCF was 12.96. The lowest was 2.05. And the median was 7.22.

BSP:U1NM34's Cyclically Adjusted Price-to-FCF is ranked better than
60.43% of 326 companies
in the Insurance industry
Industry Median: 10.9 vs BSP:U1NM34: 8.60

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Unum Group's adjusted free cash flow per share data for the three months ended in Mar. 2024 was R$6.957. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is R$29.97 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Unum Group Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Unum Group's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Unum Group Cyclically Adjusted Price-to-FCF Chart

Unum Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.66 4.62 4.51 7.05 7.48

Unum Group Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.76 7.99 8.10 7.48 8.75

Competitive Comparison of Unum Group's Cyclically Adjusted Price-to-FCF

For the Insurance - Life subindustry, Unum Group's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unum Group's Cyclically Adjusted Price-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Unum Group's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Unum Group's Cyclically Adjusted Price-to-FCF falls into.



Unum Group Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Unum Group's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=265.70/29.97
=8.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unum Group's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Unum Group's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=6.957/131.7762*131.7762
=6.957

Current CPI (Mar. 2024) = 131.7762.

Unum Group Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 3.024 100.560 3.963
201409 1.742 100.428 2.286
201412 2.628 99.070 3.496
201503 4.592 99.621 6.074
201506 3.804 100.684 4.979
201509 4.006 100.392 5.258
201512 4.232 99.792 5.588
201603 4.255 100.470 5.581
201606 3.515 101.688 4.555
201609 2.431 101.861 3.145
201612 4.931 101.863 6.379
201703 3.840 102.862 4.919
201706 4.601 103.349 5.867
201709 2.916 104.136 3.690
201712 3.619 104.011 4.585
201803 3.989 105.290 4.992
201806 6.240 106.317 7.734
201809 6.594 106.507 8.158
201812 7.226 105.998 8.983
201903 8.753 107.251 10.755
201906 7.106 108.070 8.665
201909 5.374 108.329 6.537
201912 6.110 108.420 7.426
202003 4.344 108.902 5.256
202006 15.134 108.767 18.335
202009 10.711 109.815 12.853
202012 -20.898 109.897 -25.059
202103 -6.185 111.754 -7.293
202106 15.906 114.631 18.285
202109 10.304 115.734 11.732
202112 12.521 117.630 14.027
202203 7.434 121.301 8.076
202206 10.877 125.017 11.465
202209 6.522 125.227 6.863
202212 8.499 125.222 8.944
202303 3.172 127.348 3.282
202306 7.016 128.729 7.182
202309 9.077 129.860 9.211
202312 7.463 129.419 7.599
202403 6.957 131.776 6.957

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Unum Group  (BSP:U1NM34) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Unum Group Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Unum Group's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Unum Group (BSP:U1NM34) Business Description

Industry
Traded in Other Exchanges
Address
1 Fountain Square, Chattanooga, TN, USA, 37402
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the largest domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum US, Unum International, and Colonial Life. The majority of the revenue is earned from the Unum US segment. The firm markets its products primarily through brokers.

Unum Group (BSP:U1NM34) Headlines

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