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Atlanticus Holdings (Atlanticus Holdings) Cyclically Adjusted Price-to-FCF : 2.98 (As of May. 26, 2024)


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What is Atlanticus Holdings Cyclically Adjusted Price-to-FCF?

As of today (2024-05-26), Atlanticus Holdings's current share price is $25.48. Atlanticus Holdings's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $8.55. Atlanticus Holdings's Cyclically Adjusted Price-to-FCF for today is 2.98.

The historical rank and industry rank for Atlanticus Holdings's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

ATLC' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 0.19   Med: 1.7   Max: 35.9
Current: 2.98

During the past years, Atlanticus Holdings's highest Cyclically Adjusted Price-to-FCF was 35.90. The lowest was 0.19. And the median was 1.70.

ATLC's Cyclically Adjusted Price-to-FCF is ranked better than
80.95% of 105 companies
in the Credit Services industry
Industry Median: 9.67 vs ATLC: 2.98

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Atlanticus Holdings's adjusted free cash flow per share data for the three months ended in Mar. 2024 was $6.341. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $8.55 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Atlanticus Holdings Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Atlanticus Holdings's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Atlanticus Holdings Cyclically Adjusted Price-to-FCF Chart

Atlanticus Holdings Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.74 12.12 25.57 5.50 5.07

Atlanticus Holdings Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.00 6.85 4.41 5.07 3.46

Competitive Comparison of Atlanticus Holdings's Cyclically Adjusted Price-to-FCF

For the Credit Services subindustry, Atlanticus Holdings's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlanticus Holdings's Cyclically Adjusted Price-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Atlanticus Holdings's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Atlanticus Holdings's Cyclically Adjusted Price-to-FCF falls into.



Atlanticus Holdings Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Atlanticus Holdings's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=25.48/8.55
=2.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlanticus Holdings's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Atlanticus Holdings's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=6.341/131.7762*131.7762
=6.341

Current CPI (Mar. 2024) = 131.7762.

Atlanticus Holdings Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 -0.163 100.560 -0.214
201409 -0.320 100.428 -0.420
201412 -0.186 99.070 -0.247
201503 -0.684 99.621 -0.905
201506 -0.093 100.684 -0.122
201509 0.201 100.392 0.264
201512 0.572 99.792 0.755
201603 0.625 100.470 0.820
201606 0.275 101.688 0.356
201609 0.855 101.861 1.106
201612 1.017 101.863 1.316
201703 0.170 102.862 0.218
201706 0.569 103.349 0.726
201709 -1.613 104.136 -2.041
201712 -1.059 104.011 -1.342
201803 -0.738 105.290 -0.924
201806 1.495 106.317 1.853
201809 -0.888 106.507 -1.099
201812 3.026 105.998 3.762
201903 2.034 107.251 2.499
201906 0.651 108.070 0.794
201909 1.941 108.329 2.361
201912 1.878 108.420 2.283
202003 1.793 108.902 2.170
202006 2.378 108.767 2.881
202009 3.166 109.815 3.799
202012 3.172 109.897 3.804
202103 2.518 111.754 2.969
202106 3.411 114.631 3.921
202109 0.711 115.734 0.810
202112 3.177 117.630 3.559
202203 4.022 121.301 4.369
202206 3.662 125.017 3.860
202209 4.852 125.227 5.106
202212 5.199 125.222 5.471
202303 5.212 127.348 5.393
202306 5.647 128.729 5.781
202309 6.172 129.860 6.263
202312 7.101 129.419 7.230
202403 6.341 131.776 6.341

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Atlanticus Holdings  (NAS:ATLC) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Atlanticus Holdings Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Atlanticus Holdings's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Atlanticus Holdings (Atlanticus Holdings) Business Description

Traded in Other Exchanges
Address
Five Concourse Parkway, Suite 300, Atlanta, GA, USA, 30328
Atlanticus Holdings Corp invests in the financial services industry. It provides various credit and related financial services and products to or associated with the financially underserved consumer credit market. The operating business segments are the Credit as a Service and the Auto Finance segment. It generates maximum revenue from the Credit as a Service segment.
Executives
Deal W Hudson director FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Denise M Harrod director FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
James Dennis H Jr director FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
David G Hanna director, 10 percent owner, officer: CEO & Chairman of the Board FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
William Mccamey officer: CFO and Treasurer FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Mitchell Saunders officer: Chief Accounting Officer FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Thomas G Rosencrants director C/O ATLANTICUS HOLDINGS CORPORATION, FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Mack F Mattingly director C/O ATLANTICUS HOLDINGS CORPORATION, FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Jeffrey A. Howard director, officer: President FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Joann G Jones director FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Kimberly M Hanna 10 percent owner FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Sally R Hanna 10 percent owner FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Richard W Gilbert officer: Chief Operating Officer C/O ATLANTICUS HOLDINGS CORP, FIVE CONCOURSE PARKWAY, SUITE 300 GA 30328
Jpmorgan Chase & Co 10 percent owner 383 MADISON AVENUE, NEW YORK NY 10017
Hanna Frank J Iii director, 10 percent owner FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328