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Banvida (XSGO:BANVIDA) Cyclically Adjusted PB Ratio : 1.22 (As of May. 17, 2024)


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What is Banvida Cyclically Adjusted PB Ratio?

As of today (2024-05-17), Banvida's current share price is CLP415.00. Banvida's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2023 was CLP339.71. Banvida's Cyclically Adjusted PB Ratio for today is 1.22.

The historical rank and industry rank for Banvida's Cyclically Adjusted PB Ratio or its related term are showing as below:

XSGO:BANVIDA' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0   Med: 0   Max: 1.27
Current: 1.23

During the past years, Banvida's highest Cyclically Adjusted PB Ratio was 1.27. The lowest was 0.00. And the median was 0.00.

XSGO:BANVIDA's Cyclically Adjusted PB Ratio is ranked worse than
51.81% of 415 companies
in the Insurance industry
Industry Median: 1.18 vs XSGO:BANVIDA: 1.23

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Banvida's adjusted book value per share data for the three months ended in Dec. 2023 was CLP365.431. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is CLP339.71 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Banvida Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Banvida's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Banvida Cyclically Adjusted PB Ratio Chart

Banvida Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 0.93 0.94 1.12

Banvida Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 1.16 1.01 1.03 1.12

Competitive Comparison of Banvida's Cyclically Adjusted PB Ratio

For the Insurance Brokers subindustry, Banvida's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banvida's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Banvida's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Banvida's Cyclically Adjusted PB Ratio falls into.



Banvida Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Banvida's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=415.00/339.71
=1.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banvida's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Banvida's adjusted Book Value per Share data for the three months ended in Dec. 2023 was:

Adj_Book=Book Value per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=365.431/146.1089*146.1089
=365.431

Current CPI (Dec. 2023) = 146.1089.

Banvida Quarterly Data

Book Value per Share CPI Adj_Book
201403 182.788 94.584 282.362
201406 193.399 95.543 295.756
201409 196.545 96.883 296.409
201412 195.246 97.515 292.542
201503 197.976 98.539 293.549
201506 203.058 99.770 297.369
201509 196.059 101.383 282.553
201512 200.734 101.775 288.175
201603 210.892 102.930 299.361
201606 216.959 103.965 304.907
201609 226.574 104.521 316.727
201612 235.844 104.532 329.651
201703 256.005 105.752 353.702
201706 254.647 105.730 351.898
201709 266.133 106.035 366.712
201712 274.364 106.907 374.971
201803 276.845 107.670 375.682
201806 262.993 108.421 354.410
201809 262.235 109.369 350.326
201812 261.223 109.653 348.072
201903 275.202 110.339 364.418
201906 273.222 111.352 358.504
201909 271.263 111.821 354.442
201912 276.848 112.943 358.145
202003 256.996 114.468 328.033
202006 267.553 114.283 342.062
202009 273.784 115.275 347.017
202012 299.817 116.299 376.667
202103 318.811 117.770 395.527
202106 300.373 118.630 369.949
202109 282.955 121.431 340.460
202112 285.222 124.634 334.367
202203 317.842 128.850 360.414
202206 337.624 133.448 369.655
202209 351.578 138.101 371.965
202212 337.386 140.574 350.670
202303 342.399 143.145 349.488
202306 337.241 143.538 343.282
202309 350.357 145.172 352.618
202312 365.431 146.109 365.431

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Banvida  (XSGO:BANVIDA) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Banvida Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Banvida's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Banvida (XSGO:BANVIDA) Business Description

Traded in Other Exchanges
N/A
Address
Bucharest No. 150, 6th floor, office 601, Providencia, Santiago, CHL
Banvida SA is a Chile-based company whose main asset is the investment held in Consorcio Financiero S.A. which is a conglomerate of financial services oriented to the needs of natural persons, especially in the areas of life insurance, general insurance, mortgage and consumer loans and investments.

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