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Usio (USIO) Cyclically Adjusted PB Ratio : 2.11 (As of May. 31, 2024)


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What is Usio Cyclically Adjusted PB Ratio?

As of today (2024-05-31), Usio's current share price is $1.58. Usio's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 was $0.75. Usio's Cyclically Adjusted PB Ratio for today is 2.11.

The historical rank and industry rank for Usio's Cyclically Adjusted PB Ratio or its related term are showing as below:

USIO' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.97   Med: 6.18   Max: 246
Current: 2.1

During the past years, Usio's highest Cyclically Adjusted PB Ratio was 246.00. The lowest was 1.97. And the median was 6.18.

USIO's Cyclically Adjusted PB Ratio is ranked better than
56.81% of 1380 companies
in the Software industry
Industry Median: 2.56 vs USIO: 2.10

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Usio's adjusted book value per share data for the three months ended in Mar. 2024 was $0.578. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $0.75 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Usio Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Usio's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Usio Cyclically Adjusted PB Ratio Chart

Usio Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.81 5.64 7.56 2.52 2.38

Usio Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.57 2.67 2.45 2.38 2.27

Competitive Comparison of Usio's Cyclically Adjusted PB Ratio

For the Software - Infrastructure subindustry, Usio's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Usio's Cyclically Adjusted PB Ratio Distribution in the Software Industry

For the Software industry and Technology sector, Usio's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Usio's Cyclically Adjusted PB Ratio falls into.



Usio Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Usio's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1.58/0.75
=2.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Usio's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Usio's adjusted Book Value per Share data for the three months ended in Mar. 2024 was:

Adj_Book=Book Value per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.578/131.7762*131.7762
=0.578

Current CPI (Mar. 2024) = 131.7762.

Usio Quarterly Data

Book Value per Share CPI Adj_Book
201406 0.157 100.560 0.206
201409 0.240 100.428 0.315
201412 0.588 99.070 0.782
201503 0.649 99.621 0.858
201506 0.673 100.684 0.881
201509 0.719 100.392 0.944
201512 0.758 99.792 1.001
201603 0.779 100.470 1.022
201606 0.773 101.688 1.002
201609 0.768 101.861 0.994
201612 0.764 101.863 0.988
201703 0.753 102.862 0.965
201706 0.723 103.349 0.922
201709 0.835 104.136 1.057
201712 0.810 104.011 1.026
201803 0.725 105.290 0.907
201806 0.673 106.317 0.834
201809 0.641 106.507 0.793
201812 0.600 105.998 0.746
201903 0.630 107.251 0.774
201906 0.573 108.070 0.699
201909 0.519 108.329 0.631
201912 0.442 108.420 0.537
202003 0.409 108.902 0.495
202006 0.324 108.767 0.393
202009 0.629 109.815 0.755
202012 0.669 109.897 0.802
202103 0.650 111.754 0.766
202106 0.673 114.631 0.774
202109 0.687 115.734 0.782
202112 0.733 117.630 0.821
202203 0.687 121.301 0.746
202206 0.617 125.017 0.650
202209 0.554 125.227 0.583
202212 0.555 125.222 0.584
202303 0.545 127.348 0.564
202306 0.571 128.729 0.585
202309 0.564 129.860 0.572
202312 0.572 129.419 0.582
202403 0.578 131.776 0.578

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Usio  (NAS:USIO) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Usio Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Usio's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Usio (USIO) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Technology » Software » Usio Inc (NAS:USIO) » Definitions » Cyclically Adjusted PB Ratio
Traded in Other Exchanges
N/A
Address
3611 Paesanos Parkway, Suite 300, San Antonio, TX, USA, 78231
Usio Inc is a United States-based company that provides integrated electronic payment services, including credit and debit card-based processing services and transaction processing via the Automated Clearing House, or ACH network to billers and retailers. The Company also has an additional wholly-owned subsidiary, Usio Output Solutions, Inc., which is the entity for the Output Solutions operations.
Executives
Topline Capital Management, Llc other: See Explanation in Footnotes 544 EUCLID STREET, SANTA MONICA CA 90402
Topline Capital Partners, Lp 10 percent owner 544 EUCLID STREET, SANTA MONICA CA 90402
Houston Korth Frost officer: SVP, Corporate Development 302 PEARL PKWY #3313, SAN ANTONIO TX 78215
Elizabeth Michelle Miller director 3611 PAESANOS PARKWAY, SUITE 300, SAN ANTONIO TX 78231
Michael R Long director, officer: Chairman, CEO & CFO 3611 PAESANOS PARKWAY, SUITE 300, SAN ANTONIO TX 78231
Louis A Hoch director, officer: President & COO 12500 SAN PEDRO, SUITE 120, SAN ANTONIO TX 78216
Greg M Carter officer: EVP Payment Acceptance 3611 PAESANOS PARKWAY, SUITE 300, SAN ANTONIO TX 78231
Mcbirney Collin other: See Explanation in Footnotes 544 EUCLID STREET, SANTA MONICA CA 90402
Beyer Del La Garza Ernesto R director 3611 PAESANOS PARKWAY, SUITE 300, SAN ANTONIO TX 78231
Blaise Bender director 3611 PAESANOS PARKWA, SUITE 300, SAN ANTONIO TX 78231
Steve Huffman director 12500 SAN PEDRO, STE 120, SAN ANTONIO TX 78216
Vaden Cecil Landers 10 percent owner, officer: Chief Revenue Officer 12500 SAN PEDRO, SUITE 120, SAN ANTONIO X1 78216
Brad Rollins director 12500 SAN PEDRO, SUITE 120, SAN ANTONIO TX 78216
Habib Yunus other: Former SVP/CFO 12500 SAN PEDRO, SUITE 120, SAN ANTONIO TX 78216
Lowell Thomas Jewell officer: Chief Financial Officer 3611 PAESANOS PARKWAY, SUITE 300, SAN ANTONIO TX 78231