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Trupanion (Trupanion) Cyclically Adjusted PB Ratio : 6.53 (As of May. 14, 2024)


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What is Trupanion Cyclically Adjusted PB Ratio?

As of today (2024-05-14), Trupanion's current share price is $31.30. Trupanion's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 was $4.79. Trupanion's Cyclically Adjusted PB Ratio for today is 6.53.

The historical rank and industry rank for Trupanion's Cyclically Adjusted PB Ratio or its related term are showing as below:

TRUP' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 4.14   Med: 8.25   Max: 31.53
Current: 6.42

During the past years, Trupanion's highest Cyclically Adjusted PB Ratio was 31.53. The lowest was 4.14. And the median was 8.25.

TRUP's Cyclically Adjusted PB Ratio is ranked worse than
92.98% of 413 companies
in the Insurance industry
Industry Median: 1.18 vs TRUP: 6.42

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Trupanion's adjusted book value per share data for the three months ended in Mar. 2024 was $7.222. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $4.79 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Trupanion Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Trupanion's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Trupanion Cyclically Adjusted PB Ratio Chart

Trupanion Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 14.23 6.62

Trupanion Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.27 5.44 7.55 6.62 5.76

Competitive Comparison of Trupanion's Cyclically Adjusted PB Ratio

For the Insurance - Specialty subindustry, Trupanion's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trupanion's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Trupanion's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Trupanion's Cyclically Adjusted PB Ratio falls into.



Trupanion Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Trupanion's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=31.30/4.79
=6.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trupanion's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Trupanion's adjusted Book Value per Share data for the three months ended in Mar. 2024 was:

Adj_Book=Book Value per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=7.222/129.4194*129.4194
=7.222

Current CPI (Mar. 2024) = 129.4194.

Trupanion Quarterly Data

Book Value per Share CPI Adj_Book
201406 -1.506 100.560 -1.938
201409 2.254 100.428 2.905
201412 2.130 99.070 2.783
201503 1.955 99.621 2.540
201506 1.829 100.684 2.351
201509 1.677 100.392 2.162
201512 1.597 99.792 2.071
201603 1.551 100.470 1.998
201606 1.568 101.688 1.996
201609 1.531 101.861 1.945
201612 1.516 101.863 1.926
201703 1.515 102.862 1.906
201706 1.572 103.349 1.969
201709 1.597 104.136 1.985
201712 1.608 104.011 2.001
201803 1.585 105.290 1.948
201806 3.553 106.317 4.325
201809 3.826 106.507 4.649
201812 3.796 105.998 4.635
201903 3.772 107.251 4.552
201906 3.767 108.070 4.511
201909 3.803 108.329 4.543
201912 3.913 108.420 4.671
202003 3.900 108.902 4.635
202006 4.026 108.767 4.790
202009 4.056 109.815 4.780
202012 8.617 109.897 10.148
202103 8.390 111.754 9.716
202106 8.307 114.631 9.379
202109 8.225 115.734 9.198
202112 8.207 117.630 9.030
202203 8.070 121.301 8.610
202206 7.725 125.017 7.997
202209 7.480 125.227 7.730
202212 7.444 125.222 7.694
202303 7.133 127.348 7.249
202306 6.963 128.729 7.000
202309 6.954 129.860 6.930
202312 7.256 129.419 7.256
202403 7.222 129.419 7.222

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Trupanion  (NAS:TRUP) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Trupanion Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Trupanion's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Trupanion (Trupanion) Business Description

Traded in Other Exchanges
Address
6100 4th Avenue South, Suite 400, Seattle, WA, USA, 98108
Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue primarily from subscription fees related to the Company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than our subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions.
Executives
Steve Weinrauch officer: EVP, North Am & Vet Strategy 6100 4TH AVENUE SOUTH, SUITE 400, SEATTLE WA 98108
Melissa Joy Hewitt officer: General Manager 6100 4TH AVENUE SOUTH, SUITE 400, SEATTLE WA 98108
Fawwad Qureshi officer: Chief Financial Officer 6100 4TH AVENUE S, SEATTLE WA 98108
Michael Doak director 907 NW BALLARD WAY, SEATTLE WA 98107
Wei Li officer: Interim CFO 6100 4TH AVENUE SOUTH, SUITE 400, SEATTLE WA 98108
Max Broden director 1932 WYNNTON RD, COLUMBUS GA 31999
Darryl Rawlings director, officer: Chief Executive Officer 6100 4TH AVENUE SOUTH, SUITE 200, SEATTLE WA 98108
Elizabeth Mclaughlin director C/O THE ORIGINAL BARK COMPANY, 221 CANAL ST., FL 6, NEW YORK NY 10013
Paulette R. Dodson director PETSMART, INC, 19601 N 27TH AVE, PHOENIX AZ 85027
Emily Dreyer officer: SVP, Channel Growth 6100 4TH AVENUE SOUTH, SUITE 400, SEATTLE WA 98108
Brenna Mcgibney officer: Chief Administration Officer 309-1277 LYNN VALLEY ROAD, SUITE 400, NORTH VANCOUVER A1 V7J 0A2
Travis Worra officer: General Manager 6100 4TH AVENUE, SUITE 400, SEATTLE WA 98108
Simon Wheeler officer: EVP, Trupanion International 4TH FLOOR CHARTER HOUSE, WOODLANDS ROAD, ALTRINCHAM X0 WA14 1HF
John R Gallagher officer: General Manager 6100 4TH AVENUE SOUTH, SUITE 400, SEATTLE WA 98108
Kalpesh Raval officer: General Manager 6100 4TH AVENUE SOUTH, SUITE 400, SEATTLE WA 98108