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Powszechny Zaklad Ubezpieczen (FRA:7PZ) Cyclically Adjusted Book per Share : €7.14 (As of Mar. 2024)


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What is Powszechny Zaklad Ubezpieczen Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Powszechny Zaklad Ubezpieczen's adjusted book value per share for the three months ended in Mar. 2024 was €8.320. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €7.14 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Powszechny Zaklad Ubezpieczen's average Cyclically Adjusted Book Growth Rate was 6.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 12.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 11.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Powszechny Zaklad Ubezpieczen was 12.50% per year. The lowest was 6.90% per year. And the median was 10.95% per year.

As of today (2024-06-12), Powszechny Zaklad Ubezpieczen's current stock price is €11.34. Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 was €7.14. Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio of today is 1.59.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Powszechny Zaklad Ubezpieczen was 2.70. The lowest was 0.84. And the median was 1.54.


Powszechny Zaklad Ubezpieczen Cyclically Adjusted Book per Share Historical Data

The historical data trend for Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Powszechny Zaklad Ubezpieczen Cyclically Adjusted Book per Share Chart

Powszechny Zaklad Ubezpieczen Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.62 4.78 5.26 6.06 7.17

Powszechny Zaklad Ubezpieczen Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.37 6.90 6.43 7.17 7.14

Competitive Comparison of Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Book per Share

For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio falls into.



Powszechny Zaklad Ubezpieczen Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Powszechny Zaklad Ubezpieczen's adjusted Book Value per Share data for the three months ended in Mar. 2024 was:

Adj_Book= Book Value per Share /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=8.32/149.0435*149.0435
=8.320

Current CPI (Mar. 2024) = 149.0435.

Powszechny Zaklad Ubezpieczen Quarterly Data

Book Value per Share CPI Adj_Book
201406 3.166 101.180 4.664
201409 3.395 100.611 5.029
201412 3.499 100.122 5.209
201503 3.742 100.041 5.575
201506 3.149 100.448 4.672
201509 3.286 99.634 4.916
201512 3.434 99.471 5.145
201603 5.408 98.983 8.143
201606 4.753 99.552 7.116
201609 4.997 99.064 7.518
201612 5.245 100.366 7.789
201703 5.629 101.018 8.305
201706 5.311 101.180 7.823
201709 5.614 101.343 8.256
201712 5.894 102.564 8.565
201803 6.007 102.564 8.729
201806 5.362 103.378 7.731
201809 5.721 103.378 8.248
201812 6.026 103.785 8.654
201903 6.378 104.274 9.116
201906 5.778 105.983 8.126
201909 6.197 105.983 8.715
201912 6.528 107.123 9.083
202003 6.540 109.076 8.936
202006 6.854 109.402 9.338
202009 7.223 109.320 9.848
202012 7.581 109.565 10.313
202103 5.148 112.658 6.811
202106 4.495 113.960 5.879
202109 4.634 115.588 5.975
202112 5.865 119.088 7.340
202203 4.508 125.031 5.374
202206 3.977 131.705 4.501
202209 4.139 135.531 4.552
202212 6.952 139.113 7.448
202303 7.263 145.950 7.417
202306 7.119 147.009 7.218
202309 7.620 146.113 7.773
202312 7.977 147.741 8.047
202403 8.320 149.044 8.320

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Powszechny Zaklad Ubezpieczen  (FRA:7PZ) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=11.34/7.14
=1.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Powszechny Zaklad Ubezpieczen was 2.70. The lowest was 0.84. And the median was 1.54.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Powszechny Zaklad Ubezpieczen Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Powszechny Zaklad Ubezpieczen (FRA:7PZ) Business Description

Traded in Other Exchanges
Address
Al. Jana Pawla II 24, Warsaw, POL, 00-133
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.

Powszechny Zaklad Ubezpieczen (FRA:7PZ) Headlines

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