Paya Holdings (Paya Holdings) Cash-to-Debt : 0.69 (As of Dec. 2022)

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What is Paya Holdings Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Paya Holdings's cash to debt ratio for the quarter that ended in Dec. 2022 was 0.69.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Paya Holdings couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2022.

The historical rank and industry rank for Paya Holdings's Cash-to-Debt or its related term are showing as below:

PAYA' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.11 Med: 0.36 Max: 0.69
Current: 0.69

During the past 5 years, Paya Holdings's highest Cash to Debt Ratio was 0.69. The lowest was 0.11. And the median was 0.36.

PAYA's Cash-to-Debt is not ranked
in the Software industry.
Industry Median: 2.415 vs PAYA: 0.69

Paya Holdings Cash-to-Debt Historical Data

The historical data trend for Paya Holdings's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Paya Holdings Cash-to-Debt Chart

Paya Holdings Annual Data

Trend

Dec18

Dec19

Dec20

Dec21

Dec22

Cash-to-Debt

N/A

0.12

0.11

0.59

0.69

Paya Holdings Quarterly Data
	Dec18	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22
Cash-to-Debt	Get a 7-Day Free Trial									0.59	0.58	0.60	0.64	0.69

Competitive Comparison of Paya Holdings's Cash-to-Debt

For the Software - Infrastructure subindustry, Paya Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Paya Holdings's Cash-to-Debt Distribution in the Software Industry

For the Software industry and Technology sector, Paya Holdings's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Paya Holdings's Cash-to-Debt falls into.

Paya Holdings Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Paya Holdings's Cash to Debt Ratio for the fiscal year that ended in Dec. 2022 is calculated as:

Cash to Debt Ratio	=	Cash, Cash Equivalents, Marketable Securities	/	Total Debt
	=	Cash, Cash Equivalents, Marketable Securities	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	168.833	/	(1.164	+	242.691)
	=	0.69

Paya Holdings's Cash to Debt Ratio for the quarter that ended in Dec. 2022 is calculated as:

Cash to Debt Ratio	=	Cash, Cash Equivalents, Marketable Securities	/	Total Debt
	=	Cash, Cash Equivalents, Marketable Securities	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	168.833	/	(1.164	+	242.691)
	=	0.69

Paya Holdings (NAS:PAYA) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Paya Holdings Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Paya Holdings's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Paya Holdings (Paya Holdings) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Technology » Software » Paya Holdings Inc (NAS:PAYA) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

303 Perimeter Center N, Suite 600, Atlanta, GA, USA, 30346

Website

https://www.paya.com

Paya Holdings Inc is a provider of integrated payment and frictionless commerce solutions that help customers accept and make payments, expedite the receipt of money, and increase operating efficiencies. Its operating segment includes Integrated Solutions and Payment Services. The company generates maximum revenue from the Integrated Solutions segment. The Integrated Solutions segment represents the delivery of credit and debit card payment solutions, and to a lesser extent, ACH processing solutions to customers via integrations with software partners across strategic vertical markets. Integrated Solutions partners also include vertical-focused front-end Customer Relationship Management software providers as well as back-end Enterprise Resource Planning and accounting solutions.

Executives

Debora Boyda	director	303 PERIMETER CENTER NORTH, ATLANTA GA 30346
Benjamin Nicolas Weiner	officer: See Remarks.	303 PERIMETER CENTER NORTH, SUITE 600, ATLANTA GA 30346
Balaji Devarasetty	officer: Chief Information Officer	303 PERIMETER CENTER NORTH, ATLANTA GA 30346
Michele Shepard	officer: Chief Commercial Officer	303 PERIMETER CIRCLE NORTH, ATLANTA GA 30346
Sid Singh	director	1550 PEACHTREE STREET NW, ATLANTA GA 30309
Oni Chukwu	director	303 PERIMETER CENTER NORTH, SUITE 600, ATLANTA GA 30346
Melinda Doster	officer: GENERAL COUNSEL & HHR	303 PERIMETER CENTER NORTH, SUITE 600, ATLANTA GA 30346
Eric Christopher Bell	officer: Chief Accounting Officer	303 PERIMETER CENTER NORTH, SUITE 600, ATLANTA GA 30346
Christine E Larsen	director	C/O FIRST DATA CORPORATION, FIRST DATA, 225 LIBERTY STREET, NEW YORK NY 10281
Betsy Z Cohen Trust Dated 10/7/99	other: Member of 10% owner group	1845 WALNUT STREET SUITE 1111, PHILADELPHIA PA 19104
Edward E Cohen Trust Dated 10/7/99	other: Member of 10% owner group	1845 WALNUT STREET SUITE 1111, PHILADELPHIA PA 19103
Foundation Arete	other: Member of 10% owner group	1845 WALNUT STREET SUITE 1111, PHILADELPHIA PA 19103
Betsy & Edward Cohen 2012 Grandchildren Trust Dated 5/22/2012	other: Member of 10% owner group	1845 WALNUT STREET SUITE 1111, PHILADELPHIA PA 19103
Gtcr Partners Xi/a&c Lp	director, 10 percent owner	300 NORTH LASALLE STREET, SUITE 5600, CHICAGO IL 60654
Gtcr Investment Xi Llc	director, 10 percent owner	300 NORTH LASALLE STREET, SUITE 5600, CHICAGO IL 60654