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VWF Bancorp (VWF Bancorp) Capital Adequacy Tier - Tier 1 Ratio % : 0.00% (As of Mar. 2024)


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What is VWF Bancorp Capital Adequacy Tier - Tier 1 Ratio %?

Capital Adequacy Tier - Tier 1 Ratio % is the ratio of a bank’s core tier 1 capital, which includes its equity capital and disclosed reserves, to its total risk-weighted assets. It is a key measure of a bank's financial strength and should not fall lower than 6% as per Basel III rules.

VWF Bancorp's Capital Adequacy Tier - Tier 1 Ratio % for the annual that ended in Jun. 2023 was 24.91% , which is higher than 17.51% for the pervious year ended in Jun. 2022.

The historical rank and industry rank for VWF Bancorp's Capital Adequacy Tier - Tier 1 Ratio % or its related term are showing as below:

VWFB's Capital Adequacy Tier - Tier 1 Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Tier 1 Ratio % only.

VWF Bancorp Capital Adequacy Tier - Tier 1 Ratio % Historical Data

The historical data trend for VWF Bancorp's Capital Adequacy Tier - Tier 1 Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

VWF Bancorp Capital Adequacy Tier - Tier 1 Ratio % Chart

VWF Bancorp Annual Data
Trend Jun22 Jun23
Capital Adequacy Tier - Tier 1 Ratio %
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Efficiency Overhead Ratio %
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VWF BancorpQuarterly Data
Trend Mar22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Capital Adequacy Tier - Tier 1 Ratio %
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Competitive Comparison of VWF Bancorp's Capital Adequacy Tier - Tier 1 Ratio %

For the Banks - Regional subindustry, VWF Bancorp's Capital Adequacy Tier - Tier 1 Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Tier 1 Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VWF Bancorp  (OTCPK:VWFB) Capital Adequacy Tier - Tier 1 Ratio % Calculation

Capital Adequacy Tier - Tier 1 Ratio % is calculated as

Capital Adequacy Tier - Tier 1 Ratio %=Tier 1 Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


VWF Bancorp  (OTCPK:VWFB) Capital Adequacy Tier - Tier 1 Ratio % Explanation

Tier 1 capital, or core capital, consists of a bank's common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. The tier 1 capital ratio is the ratio of a bank’s core capital vs. its total risk-weighted assets (RWAs). The risk-weighted assets are calculated by multiplying the assets that the company holds by their corresponding weights for credit risk (the weight is usually developed by the central bank).

The tier 1 capital ratio is the basis for the Basel III international capital and liquidity standards. The standard is used to force banks to increase capital buffers and ensure they can withstand financial distress before they become insolvent. Basel III rules stipulate that the Tier 1 capital ratio has to be at least 6% and the equity component of Tier 1 capital has to have at least 4.5% of RWAs. A higher Tier 1 ratio suggests that the company has more capital to pay down deposits and is less likely to become insolvent.


VWF Bancorp Capital Adequacy Tier - Tier 1 Ratio % Related Terms

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VWF Bancorp (VWF Bancorp) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » VWF Bancorp Inc (OTCPK:VWFB) » Definitions » Capital Adequacy Tier - Tier 1 Ratio %
Traded in Other Exchanges
N/A
Address
976 South Shannon Street, Van Wert, OH, USA, 45891
VWF Bancorp Inc operates as a savings and loan holding company for Van Wert Federal Savings Bank. The firm, through its subsidiaries, engages in the business of making residential mortgage loans and accepting deposits.
Executives
Charles F Koch director 976 SOUTH SHANNON STREET, VAN WERT OH 45891
Michael D Cahill director, officer: President & CEO 5031 SWEETWATER PLACE, FORT WAYNE IN 46835
Andrew D. Holy officer: Chief Risk Officer 976 SOUTH SHANNON STREET, VAN WERT OH 45891
Richard Wayne Brackin officer: CFO & Treasurer 976 SOUTH SHANNON STREET, VAN WERT OH 45891
Andrea Myers officer: Chief Administrative Officer 976 SOUTH SHANNON STREET, VAN WERT OH 45891
Thomas Turnwald director 976 SOUTH SHANNON STREET, VAN WERT OH 45891
Jon Bagley director 976 SOUTH SHANNON STREET, VAN WERT OH 45891
Mark K Schumm officer: President and CEO 976 SOUTH SHANNON STREET, VAN WERT OH 45891
Michael Keysor director 976 SOUTH SHANNON STREET, VAN WERT OH 45891
Kylee J Moody officer: CFO 976 SOUTH SHANNON STREET, VAN WERT OH 45891
Gary L Clay director, officer: Chairman of the Board 976 SOUTH SHANNON STREET, VAN WERT OH 45891

VWF Bancorp (VWF Bancorp) Headlines

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