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Blue Foundry Bancorp (Blue Foundry Bancorp) Earnings Power Value (EPV) : $-4.14 (As of Dec23)


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What is Blue Foundry Bancorp Earnings Power Value (EPV)?

As of Dec23, Blue Foundry Bancorp's earnings power value is $-4.14. *

* GuruFocus does not store EPV value into our database if Average Maintenance CAPEX is 0.

Margin of Safety is N/A.

The basic concept of EPV is that one should value a stock based on the current free cash flow of a company and not on future projections which may, or may not, come true. It is arguably a better way to analyze stocks than Discounted Cash Flow analysis that relies on highly speculative growth assumptions many years into the future. Assumption: Current profitability is sustainable.


Blue Foundry Bancorp Earnings Power Value (EPV) Historical Data

The historical data trend for Blue Foundry Bancorp's Earnings Power Value (EPV) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Blue Foundry Bancorp Earnings Power Value (EPV) Chart

Blue Foundry Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Earnings Power Value (EPV)
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Blue Foundry Bancorp Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Earnings Power Value (EPV) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

Competitive Comparison of Blue Foundry Bancorp's Earnings Power Value (EPV)

For the Banks - Regional subindustry, Blue Foundry Bancorp's Earnings Power Value (EPV), along with its competitors' market caps and Earnings Power Value (EPV) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Blue Foundry Bancorp's Earnings Power Value (EPV) Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Blue Foundry Bancorp's Earnings Power Value (EPV) distribution charts can be found below:

* The bar in red indicates where Blue Foundry Bancorp's Earnings Power Value (EPV) falls into.



Blue Foundry Bancorp Earnings Power Value (EPV) Calculation

Earnings Power Value also known as just Earnings Power is a valuation technique popularised by Bruce Greenwald, an authority on value investing at Columbia University. It is arguably a better way to analyze stocks than Discounted Cash Flow analysis that relies on highly speculative growth assumptions many years into the future.

The basic concept of EPV is that one should value a stock based on the current free cash flow of a company and not on future projections which may, or may not, come true. This valuation tool excludes the potential growth that a company may have so that needs to be looked at separately. Since future growth is excluded from the analysis, only the maintenance capital expenditures are subtracted from after-tax EBIT (earnings before interest and taxes) and growth capex is ignored.


Blue Foundry Bancorp  (NAS:BLFY) Earnings Power Value (EPV) Explanation

Assumption: Current profitability is sustainable.

Earnings power value (EPV) uses a very basic equation which assumes no growth, although it does rely on an assumption about the cost of capital as well as the fact that current earnings are sustainable. It also involves several adjustments to clean up the underlying Earnings figures.


Be Aware

Though using today's earnings in calculating Earnings Power Value, GuruFocus is normalizing these earnings to the business cycle. This eliminates the effects on profitability of valuing the firm at different points in the business cycle. This means that we are considering the average earnings over 5 years.


Blue Foundry Bancorp Earnings Power Value (EPV) Related Terms

Thank you for viewing the detailed overview of Blue Foundry Bancorp's Earnings Power Value (EPV) provided by GuruFocus.com. Please click on the following links to see related term pages.


Blue Foundry Bancorp (Blue Foundry Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
19 Park Avenue, Rutherford, NJ, USA, 07070
Blue Foundry Bancorp is a full-service bank. Its business consists of originating one-to-four-family residential, multi-family, and non-residential real estate mortgages, home equity loans and lines of credit, construction, and commercial and industrial loans. It attracts retail deposits from the general public in the areas surrounding its banking offices, through its borrowers, and through its online presence, offering a wide variety of deposit products. The bank also invests in securities. Its revenues are derived from interest on loans and, to a lesser extent, interest on mortgage-backed and other investment securities. The company's sources of funds are deposits, principal, and interest payments on loans, securities, and borrowings from the Federal Home Loan Bank of New York.
Executives
James Christopher Ely director 19 PARK AVENUE, RUTHERFORD NJ 07070
Jonathan M. Shaw director 19 PARK AVENUE, RUTHERFORD NJ 07070
Elizabeth Varki Jobes director 640 LEE ROAD, CHESTERBROOK PA 19087
Robert Thomas Goldstein director 19 PARK AVENUE, RUTHERFORD NJ 07070
Kenneth Grimbilas director 19 PARK AVENUE, RUTHERFORD NJ 07070
Jason M. Goldberg officer: EVP and Chief Lending Officer 19 PARK AVENUE, RUTHERFORD NJ 07070
James D Nesci director, officer: President and CEO 830 BERGEN AVENUE, JERSEY CITY NJ 07306
Robert Rowe officer: EVP and Chief Risk Officer C/O CIT GROUP INC., ATTN:GENERAL COUNSEL, 1 CIT DRIVE, LIVINGSTON NJ 07039
Patrick H. Kinzler director 19 PARK AVENUE, RUTHERFORD NJ 07070
Margaret Letsche director 19 PARK AVENUE, RUTHERFORD NJ 07070
Kelly Pecoraro officer: EVP and CFO 19 PARK AVENUE, RUTHERFORD NJ 07070
Alexander Agnoletto officer: Controller and Interim CFO 19 PARK AVENUE, RUTHERFORD NJ 07070
Brent Michael Ciurlino officer: EVP and CCO 19 PARK AVENUE, RUTHERFORD NJ 07070
Elizabeth Marie Miller officer: EVP and CRO 19 PARK AVENUE, RUTHERFORD NJ 07070
Aleksander Malkiman officer: EVP and Chief Tech Officer 19 PARK AVENUE, RUTHERFORD NJ 07070

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