Business Description
Santam Ltd
ISIN : ZAE000093779
Description
Santam Ltd is a South African general insurance group. The company offer a range of policies against eventualities such as property damage, motor accidents, loss of income, crop losses and catastrophe events, as well as reinsurance. The company helps mitigate risk to protect and grow financial wellbeing, and clients' insured losses are paid out of invested premiums.
Financial Strength
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.24 | |||||
| Equity-to-Asset | 0.16 | |||||
| Debt-to-Equity | 0.36 | |||||
| Debt-to-EBITDA | 1.37 | |||||
| Interest Coverage | 17.18 | |||||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | 1.34 | |||||
| WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 16.7 | |||||
| 3-Year EBITDA Growth Rate | 41.4 | |||||
| 3-Year EPS without NRI Growth Rate | 36.6 | |||||
| 3-Year Book Growth Rate | 4.9 | |||||
| Future 3-5Y Total Revenue Growth Rate | -2.17 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 42.57 | |||||
| 9-Day RSI | 49.98 | |||||
| 14-Day RSI | 51.06 | |||||
| 6-1 Month Momentum % | 2.27 | |||||
| 12-1 Month Momentum % | 5.16 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.66 | |||||
| Dividend Payout Ratio | 0.58 | |||||
| 3-Year Dividend Growth Rate | 23.1 | |||||
| Forward Dividend Yield % | 6.02 | |||||
| 5-Year Yield-on-Cost % | 6.44 | |||||
| 3-Year Average Share Buyback Ratio | 0.4 | |||||
| Shareholder Yield % | 3.22 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 8.66 | |||||
| FCF Margin % | 8.35 | |||||
| ROE % | 14.08 | |||||
| ROA % | 2.31 | |||||
| ROIC % | 2.91 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 10.13 | |||||
| PE Ratio without NRI | 13.02 | |||||
| Shiller PE Ratio | 13.65 | |||||
| Price-to-Owner-Earnings | 4.09 | |||||
| PEG Ratio | 1.89 | |||||
| PS Ratio | 1.88 | |||||
| PB Ratio | 3.05 | |||||
| Price-to-Tangible-Book | 3.44 | |||||
| Price-to-Free-Cash-Flow | 22.59 | |||||
| Price-to-Operating-Cash-Flow | 21.21 | |||||
| EV-to-EBIT | 11.42 | |||||
| EV-to-EBITDA | 11.13 | |||||
| EV-to-Revenue | 1.78 | |||||
| EV-to-FCF | 21.69 | |||||
| Price-to-Projected-FCF | 1.14 | |||||
| Price-to-DCF (Earnings Based) | 1.74 | |||||
| Price-to-DCF (FCF Based) | 3.1 | |||||
| Price-to-Median-PS-Value | 0.6 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.89 | |||||
| Price-to-Graham-Number | 1.41 | |||||
| Earnings Yield (Greenblatt) % | 8.75 | |||||
| FCF Yield % | 4.54 | |||||
| Forward Rate of Return (Yacktman) % | 11.5 |
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