NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.

Financial Strength

6/10

Name	Current	Vs Industry
Cash-To-Debt	0.24
Equity-to-Asset	0.66
Debt-to-Equity	0.21
Debt-to-EBITDA	0.87
Interest Coverage	13.81
Piotroski F-Score	8/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.33	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

8/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	7.9
	3-Year EBITDA Growth Rate	19.6
	3-Year EPS without NRI Growth Rate	20.6
	3-Year FCF Growth Rate	9.4
	3-Year Book Growth Rate	14
	Future 3-5Y EPS without NRI Growth Rate	6.7
	Future 3-5Y Total Revenue Growth Rate	7.72

Momentum Rank

10/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	26.93
	9-Day RSI	34.76
	14-Day RSI	40.55
	6-1 Month Momentum %	5.99
	12-1 Month Momentum %	28

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	1.7
	Shareholder Yield %	3.79

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	55.63
	FCF Margin %	57.57
	ROE %	18.33
	ROA %	11.89
	ROIC %	13.65
	Years of Profitability over Past 10-Year	8

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	7.77
	Forward PE Ratio	7.11
	PE Ratio without NRI	7.77
	Shiller PE Ratio	16.76
	Price-to-Owner-Earnings	7.78
	PEG Ratio	0.46
	PS Ratio	4.24
	PB Ratio	1.25
	Price-to-Tangible-Book	1.25
	Price-to-Free-Cash-Flow	7.43
	Price-to-Operating-Cash-Flow	7.23
	EV-to-EBIT	6.04
	EV-to-EBITDA	5.89
	EV-to-Revenue	4.64
	EV-to-Forward-Revenue	4.26
	EV-to-FCF	8.04
	Price-to-Projected-FCF	0.47
	Price-to-Median-PS-Value	0.82
	Price-to-Peter-Lynch-Fair-Value	0.48
	Price-to-Graham-Number	0.66
	Earnings Yield (Greenblatt) %	16.56
	FCF Yield %	13.87
	Forward Rate of Return (Yacktman) %	27.45

Financials (Next Earnings Date:2024-04-30)

Annual Quarterly TTM

NMIH's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

NMI Holdings Inc Operating Data

Annual Quarterly

NMIH's Complete Operating Data

No operating data available for NMI Holdings Inc.

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with NAS:NMIH

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

NMI Holdings Inc Executives

Details

GF Value: $28.03

NMIH

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with NMIH. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	579.003
	EPS (TTM) ($)	3.84
	Beta	0.57
	Volatility %	16.91
	14-Day RSI	40.55
	14-Day ATR ($)	0.669575
	20-Day SMA ($)	30.8015
	12-1 Month Momentum %	28
	52-Week Range ($)	22.22 - 32.5
	Shares Outstanding (Mil)	80.58

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	8
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

NMI Holdings Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

NMI Holdings Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

NMI Holdings Inc Frequently Asked Questions

What is NMI Holdings Inc(NMIH)'s stock price today?

The current price of NMIH is $29.83. The 52 week high of NMIH is $32.50 and 52 week low is $22.22.

When is next earnings date of NMI Holdings Inc(NMIH)?

The next earnings date of NMI Holdings Inc(NMIH) is 2024-04-30.

Does NMI Holdings Inc(NMIH) pay dividends? If so, how much?

NMI Holdings Inc(NMIH) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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