Q4 2020 Moskovskiy Kreditnyi Bank PAO Earnings Call Transcript
Good day, and good morning, ladies and gentlemen. Welcome to MKB 2020 financial results and strategy update call. I must advise you that this conference call is being recorded. Before we start, please note, today, we have both Russian- and English-speaking company representatives, although the primary call language is English. At this time, we would like to hand over the call to Julia Titova, Acting Deputy CEO at MKB.
Good afternoon, ladies and gentlemen. We are pleased to welcome you today at the call dedicated to financial results 2020 and strategy update of MKB. In the course of our presentation today, our CEO, Vladimir Chubar; and business leaders, Alexander Kaznacheev, in charge of Corporate Banking; Alexey Kosyakov, heading the retail banking; Oleg Borunov, responsible for the investment banking; and Sergey Putyatinsky, Head of our IT, will give an update on the strategic highlights. Our CFO, Mikhail Pavlov, will represent the financial performance of the bank for the year 2020.
Our presentation will be followed by a Q&A session. And
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