Full Year 2018 Moskovskiy Kreditnyi Bank PAO Earnings Call Transcript
Good day, and welcome to the CREDIT BANK OF MOSCOW Full Year 2018 Financial and Business Results Conference Call. Today's conference is being recorded.
At this time, I would like to turn the conference over to Sergey Lukyanov. Please go ahead, sir.
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Thank you very much. Good afternoon, ladies and gentlemen. We are happy to welcome you today at the announcement of full year 2018 financial results call of CREDIT BANK OF MOSCOW. Thank you for following our performance.
Our today's speakers will be CEO of the bank, Mr. Vladimir Chubar, who will start the discussion from a brief highlights of key financial and business results; and Eric de Beauchamp, Senior Vice President of the bank, who will present the financial performance of the bank in more detail. After the presentation, we will open the Q&A session. You're welcome to join it with any questions.
Now I turn the floor over to our first speaker. Vladimir
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