Business Description
Bank Alfalah Ltd
ISIN : PK0078701015
Description
Bank Alfalah Ltd provides banking and financial services. The company's reportable segments include Retail banking, Corporate Banking, Treasury, Digital banking, Islamic banking, International Operations and Others. It generates maximum revenue from the Retail banking segment. Retail banking segment includes loans, deposits, trading activity, wealth management and other banking transactions with retail, individual, commercial and small and middle sized customers of the Bank. Geographically, it derives a majority of revenue from Pakistan.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 2.05 | |||||
| Equity-to-Asset | 0.05 | |||||
| Debt-to-Equity | 0.73 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 9/9 | |||||
| Beneish M-Score | -2.68 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 44.3 | |||||
| 3-Year EPS without NRI Growth Rate | 55.9 | |||||
| 3-Year FCF Growth Rate | 61.1 | |||||
| 3-Year Book Growth Rate | 19.4 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 83.63 | |||||
| 9-Day RSI | 75.28 | |||||
| 14-Day RSI | 70.86 | |||||
| 6-1 Month Momentum % | 44.46 | |||||
| 12-1 Month Momentum % | 81.48 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 16.02 | |||||
| Dividend Payout Ratio | 0.35 | |||||
| 3-Year Dividend Growth Rate | 11.2 | |||||
| Forward Dividend Yield % | 16.02 | |||||
| 5-Year Yield-on-Cost % | 32.97 | |||||
| 3-Year Average Share Buyback Ratio | 3.9 | |||||
| Shareholder Yield % | 9.87 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 21.98 | |||||
| FCF Margin % | 249.42 | |||||
| ROE % | 27.83 | |||||
| ROA % | 1.23 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 2.76 | |||||
| Forward PE Ratio | 2.49 | |||||
| PE Ratio without NRI | 2.76 | |||||
| Shiller PE Ratio | 6.63 | |||||
| Price-to-Owner-Earnings | 0.23 | |||||
| PEG Ratio | 0.2 | |||||
| PS Ratio | 0.62 | |||||
| PB Ratio | 0.69 | |||||
| Price-to-Tangible-Book | 0.7 | |||||
| Price-to-Free-Cash-Flow | 0.25 | |||||
| Price-to-Operating-Cash-Flow | 0.24 | |||||
| EV-to-Revenue | -0.07 | |||||
| EV-to-Forward-Revenue | 1.35 | |||||
| EV-to-FCF | -0.03 | |||||
| Price-to-Projected-FCF | 0.03 | |||||
| Price-to-DCF (Earnings Based) | 0.1 | |||||
| Price-to-DCF (FCF Based) | 0.01 | |||||
| Price-to-Median-PS-Value | 0.48 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.21 | |||||
| Price-to-Graham-Number | 0.29 | |||||
| FCF Yield % | 401.57 | |||||
| Forward Rate of Return (Yacktman) % | 278.71 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Bank Alfalah Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₨) | 158,523.796 | ||
| EPS (TTM) (₨) | 22.63 | ||
| Beta | 0 | ||
| Volatility % | 36.09 | ||
| 14-Day RSI | 70.86 | ||
| 14-Day ATR (₨) | 1.653735 | ||
| 20-Day SMA (₨) | 59.2225 | ||
| 12-1 Month Momentum % | 81.48 | ||
| 52-Week Range (₨) | 27.6 - 62.94 | ||
| Shares Outstanding (Mil) | 1,577.17 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Bank Alfalah Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Bank Alfalah Ltd Stock Events
| Event | Date | Price(₨) | ||
|---|---|---|---|---|
| No Event Data | ||||
Bank Alfalah Ltd Frequently Asked Questions
What is Bank Alfalah Ltd(KAR:BAFL)'s stock price today?
The current price of KAR:BAFL is ₨62.43. The 52 week high of KAR:BAFL is ₨62.94 and 52 week low is ₨27.60.
When is next earnings date of Bank Alfalah Ltd(KAR:BAFL)?
The next earnings date of Bank Alfalah Ltd(KAR:BAFL) is .
Does Bank Alfalah Ltd(KAR:BAFL) pay dividends? If so, how much?
The Dividend Yield %  of Bank Alfalah Ltd(KAR:BAFL) is 16.02% (As of Today), Highest Dividend Payout Ratio of Bank Alfalah Ltd(KAR:BAFL) was 0.66. The lowest was 0.23. And the median was 0.47. The  Forward Dividend Yield % of Bank Alfalah Ltd(KAR:BAFL) is 16.02%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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