Business Description
SpareBank 1 SMN
ISIN : NO0006390301
Share Class Description:
FRA:SJI: Ordinary SharesCompare
Compare
Traded in other countries / regions
MING.Norway0IVM.UKSJI.GermanySRMGF.USA IPO Date
2017-10-10Description
SpareBank 1 SMN is a regional bank offering retail and corporate banking services and principally operating in Norway. The bank is among the owners of the SpareBank 1 Alliance. A key element of the bank's is to maintain a variety of office solutions in municipal and administrative centers where the bank's customers are drawn. The bank is also making a push into digital banking channels via the Internet and mobile banking. The bank's credit is heavily exposed to the real estate, construction, sea farming, agriculture, fisheries, shipbuilding, offshore, and retail industries, as well as the public and energy sectors. The bank's income is split nearly evenly between net interest income and net fees and commission income.
Financial Strength
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.02 | |||||
| Equity-to-Asset | 0.12 | |||||
| Debt-to-Equity | 1.74 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 8/9 | |||||
| Beneish M-Score | -2.14 | |||||
| WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 6.8 | |||||
| 3-Year EPS without NRI Growth Rate | 20.5 | |||||
| 3-Year FCF Growth Rate | -2.7 | |||||
| 3-Year Book Growth Rate | 7 | |||||
| Future 3-5Y Total Revenue Growth Rate | 2.67 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 44.31 | |||||
| 9-Day RSI | 45 | |||||
| 14-Day RSI | 44.85 | |||||
| 6-1 Month Momentum % | 4.41 | |||||
| 12-1 Month Momentum % | 2.93 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 8.64 | |||||
| Dividend Payout Ratio | 0.4 | |||||
| 3-Year Dividend Growth Rate | 9.1 | |||||
| Forward Dividend Yield % | 8.64 | |||||
| 5-Year Yield-on-Cost % | 13.23 | |||||
| 3-Year Average Share Buyback Ratio | -3.7 | |||||
| Shareholder Yield % | -15.41 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 50.08 | |||||
| FCF Margin % | 71.41 | |||||
| ROE % | 14.19 | |||||
| ROA % | 1.54 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 8.54 | |||||
| Forward PE Ratio | 8.82 | |||||
| PE Ratio without NRI | 8.62 | |||||
| Shiller PE Ratio | 11.55 | |||||
| Price-to-Owner-Earnings | 6.07 | |||||
| PEG Ratio | 1.27 | |||||
| PS Ratio | 2.73 | |||||
| PB Ratio | 0.73 | |||||
| Price-to-Tangible-Book | 0.77 | |||||
| Price-to-Free-Cash-Flow | 3.94 | |||||
| Price-to-Operating-Cash-Flow | 3.83 | |||||
| EV-to-Revenue | 9.48 | |||||
| EV-to-Forward-Revenue | 8.4 | |||||
| EV-to-FCF | 13.46 | |||||
| Price-to-Projected-FCF | 1.01 | |||||
| Price-to-DCF (Earnings Based) | 0.69 | |||||
| Price-to-DCF (FCF Based) | 0.32 | |||||
| Price-to-Median-PS-Value | 1.15 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.33 | |||||
| Price-to-Graham-Number | 0.54 | |||||
| FCF Yield % | 24.85 | |||||
| Forward Rate of Return (Yacktman) % | 9.9 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
SpareBank 1 SMN Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 628.492 | ||
| EPS (TTM) (€) | 1.447 | ||
| Beta | 1.14 | ||
| Volatility % | 21.11 | ||
| 14-Day RSI | 44.85 | ||
| 14-Day ATR (€) | 0.11278 | ||
| 20-Day SMA (€) | 11.9421 | ||
| 12-1 Month Momentum % | 2.93 | ||
| 52-Week Range (€) | 10.64 - 12.79 | ||
| Shares Outstanding (Mil) | 144.13 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
SpareBank 1 SMN Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
SpareBank 1 SMN Stock Events
| Event | Date | Price(€) | ||
|---|---|---|---|---|
| No Event Data | ||||
SpareBank 1 SMN Frequently Asked Questions
What is SpareBank 1 SMN(FRA:SJI)'s stock price today?
The current price of FRA:SJI is €11.90. The 52 week high of FRA:SJI is €12.79 and 52 week low is €10.64.
When is next earnings date of SpareBank 1 SMN(FRA:SJI)?
The next earnings date of SpareBank 1 SMN(FRA:SJI) is 2024-05-08.
Does SpareBank 1 SMN(FRA:SJI) pay dividends? If so, how much?
The Dividend Yield %  of SpareBank 1 SMN(FRA:SJI) is 8.64% (As of Today), Highest Dividend Payout Ratio of SpareBank 1 SMN(FRA:SJI) was 0.65. The lowest was 0.13. And the median was 0.38. The  Forward Dividend Yield % of SpareBank 1 SMN(FRA:SJI) is 8.64%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers