Business Description
Patriot National Bancorp Inc
NAICS : 522110
SIC : 6021
ISIN : US70336F2039
Description
Patriot National Bancorp Inc provides consumer and commercial banking services to individuals, small and medium-sized businesses, professionals, and municipalities in Fairfield and New Haven Counties in Connecticut and Westchester County, New York. Its products include checking accounts, savings accounts, money market accounts, time certificates of deposit, and individual retirement accounts. The Bank's lending portfolio is comprised of commercial mortgage and construction loans, commercial loans, home improvement loans, home equity lines of credit, and other personal loans. In addition, the Bank offers bank checks, money orders, automated teller machines, interactive teller machines, online and mobile banking, credit cards, and debit cards.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.26 | |||||
| Equity-to-Asset | 0.04 | |||||
| Debt-to-Equity | 4.53 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Beneish M-Score | -2.67 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 9.4 | |||||
| 3-Year EPS without NRI Growth Rate | 4.6 | |||||
| 3-Year Book Growth Rate | -11.4 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 25.19 | |||||
| 9-Day RSI | 32.22 | |||||
| 14-Day RSI | 36.77 | |||||
| 6-1 Month Momentum % | -41.38 | |||||
| 12-1 Month Momentum % | -56.41 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -0.3 | |||||
| Shareholder Yield % | -591.29 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | -12.2 | |||||
| FCF Margin % | -32.99 | |||||
| ROE % | -8.32 | |||||
| ROA % | -0.38 | |||||
| Years of Profitability over Past 10-Year | 7 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Shiller PE Ratio | 4.12 | |||||
| PS Ratio | 0.42 | |||||
| PB Ratio | 0.33 | |||||
| Price-to-Tangible-Book | 0.33 | |||||
| EV-to-Revenue | 4.74 | |||||
| EV-to-FCF | -14.65 | |||||
| Price-to-Projected-FCF | 0.36 | |||||
| Price-to-Median-PS-Value | 0.19 | |||||
| FCF Yield % | -77.09 | |||||
| Forward Rate of Return (Yacktman) % | -12.43 |
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers