Bankinter SA is a bank operating in Spain. Its services include financial planning, asset management, retail banking, corporate banking, treasury, and international banking. Customer loans constitute the overwhelming majority of earning assets on the balance sheet. Its segments include Commercial Banking, Corporate Banking, Consumer Finance, Bankinter Portugal, Bankinter Ireland, and Other businesses. Its Financial products include Mortgages Salary accounts, Loans, Cards, Pension plans, and Investment funds.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.23
Equity-to-Asset	0.05
Debt-to-Equity	1.48
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.23	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	16.6
	3-Year EPS without NRI Growth Rate	57.4
	3-Year FCF Growth Rate	-59.3
	3-Year Book Growth Rate	2.3
	Future 3-5Y EPS without NRI Growth Rate	12.1
	Future 3-5Y Total Revenue Growth Rate	-1.41

Momentum Rank

5/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	100
	9-Day RSI	100
	14-Day RSI	99.95
	6-1 Month Momentum %	12.36
	12-1 Month Momentum %	9.36

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	7.38
	Dividend Payout Ratio	0.47
	3-Year Dividend Growth Rate	66.5
	Forward Dividend Yield %	6.74
	5-Year Yield-on-Cost %	11.3
	Shareholder Yield %	-16.82

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	28.73
	FCF Margin %	19.1
	ROE %	16.48
	ROA %	0.78
	Years of Profitability over Past 10-Year	10

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	7.89
	Forward PE Ratio	8.38
	PE Ratio without NRI	7.31
	Shiller PE Ratio	10.09
	Price-to-Owner-Earnings	86.19
	PEG Ratio	2.81
	PS Ratio	2.2
	PB Ratio	1.21
	Price-to-Tangible-Book	1.28
	Price-to-Free-Cash-Flow	11.59
	Price-to-Operating-Cash-Flow	10.01
	EV-to-Forward-EBIT	8.79
	EV-to-Revenue	1.58
	EV-to-Forward-Revenue	5.39
	EV-to-FCF	8.34
	Price-to-Projected-FCF	0.35
	Price-to-DCF (Earnings Based)	0.47
	Price-to-DCF (FCF Based)	0.8
	Price-to-Median-PS-Value	0.91
	Price-to-Graham-Number	0.65
	FCF Yield %	8.63
	Forward Rate of Return (Yacktman) %	22.72

GF Value: $7.56

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