Primerica (Primerica) Risk Assessment

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What is Primerica Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Primerica is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of Primerica's Risk Assessment

For the Insurance - Life subindustry, Primerica's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Primerica's Risk Assessment Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Primerica's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Primerica's Risk Assessment falls into.

Primerica (NYSE:PRI) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Primerica Risk Assessment Related Terms

Thank you for viewing the detailed overview of Primerica's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

Primerica (Primerica) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Primerica Inc (NYSE:PRI) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

PI7:Germany

Address

1 Primerica Parkway, Duluth, GA, USA, 30099

Website

https://www.primerica.com

Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed primarily on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has four segments Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the US.

Executives

Alison S. Rand	officer: Executive VP and CFO	3120 BRECKINRIDGE BLVD., DULUTH GA 30099
Glenn J. Williams	officer: President	3120 BRECKINRIDGE BLVD., DULUTH GA 30099
Tracy Xiangyan Tan	officer: Executive VP, Finance	5168 LONG ISLAND DR NW, ATLANTA GA 30327
Peter W. Schneider	officer: Exec. VP and General Counsel	3120 BRECKINRIDGE BLVD., DULUTH GA 30099
Addison John A. Jr.	director, officer: Co-Chief Executive Officer	3120 BRECKINRIDGE BLVD., DULUTH GA 30099
Gregory C. Pitts	officer: Executive VP and COO	3120 BRECKINRIDGE BLVD., DULUTH GA 30099
P George Benson	director	NUTRITION 21, INC., 4 MANHATTANVILLE ROAD, PURCHASE NY 10577
Amber Lynne Cottle	director	3921 MILITARY ROAD NW, WASHINGTON DC 20015
Joel M. Babbit	director	3120 BRECKINRIDGE BLVD., DULUTH GA 30099
Sanjeev Dheer	director	22 MURRAY HILL ROAD, SCARSDALE NY 10583
Barbara A. Yastine	director	3120 BRECKINRIDGE BLVD., DULUTH GA 30099
William A. Kelly	officer: President of Subsidiary	3120 BRECKINRIDGE BLVD., DULUTH GA 30099
Robert F Mccullough	director	1170 PEACHTREE STREET, NE, SUITE 2300, ATLANTA GA 300309
C Saxby Chambliss	director	ONE ATLANTIC CENTER, 1201 WEST PEACHTREE STREET, SUITE 2800, ATLANTA GA 30309
Jeffrey S. Fendler	officer: President of Subsidiary	3120 BRECKINRIDGE BLVD., DULUTH GA 30099