Bread Financial Holdings (Bread Financial Holdings) Quality Rank

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What is Bread Financial Holdings Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:

Interest coverage
Zscore
Debt to revenue
Equity to asset
Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:

Operating margin mean rank (10-year mean average profit margine)
Operating margin growth rank
Fscore
Predictability rank
Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
Num of year profit (number of years that is profitable within the last 10 years)
ROIC median (10-year median of ROIC)

Bread Financial Holdings Quality Rank Related Terms

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Bread Financial Holdings (Bread Financial Holdings) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Bread Financial Holdings Inc (NYSE:BFH) » Definitions » Quality Rank

Comparable Companies

Traded in Other Exchanges

A1LL34:Brazil

Address

3075 Loyalty Circle, Columbus, OH, USA, 43219

Website

https://www.breadfinancial.com

Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business that partners with retailers to jointly market Bread's credit cards to their customers. The company also retains minority interest in its recently spun-off LoyaltyOne division, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.

Executives

Turtle Creek Asset Management Inc.	10 percent owner	SCOTIA PLAZA, 40 KING STREET WEST, SUITE 5100, TORONTO A6 M5H 3Y2
Roger H Ballou	director	C/O CDI CORP, 1717 ARCH ST 35TH FL, PHILADELPHIA PA 19103
Clair Joyce St	director	50 S LA SALLE ST, CHICAGO IL 60603
Valerie E Greer	officer: EVP, Chief Comm'l Off'r, Card	7500 DALLAS PARKWAY, SUITE 700, PLANO TX 75024
Perry S Beberman	officer: EVP, Chief Financial Officer	7500 DALLAS PARKWAY, SUITE 700, PLANO TX 75024
Ralph J Andretta	director, officer: President and CEO	7500 DALLAS PARKWAY, SUITE 700, PLANO TX 75024
Timothy J Theriault	director	50 LA SALLE STREET, CHICAGO IL 60675
John C Gerspach	director	C/O CORPORATE LAW DEP'T, CITIGOUP INC., 388 GREENWICH STREET, 17TH FLOOR, NEW YORK NY 10013
Jonathan Bryan Campbell	officer: SVP, Chief Acctg. Officer	7500 DALLAS PARKWAY, SUITE 700, PLANO TX 75024
Laurie Anne Tucker	director	65 MARYS CREEK COVE NORTH, EADS TN 38028
Rajesh Natarajan	director	7500 DALLAS PARKWAY, SUITE 700, PLANO TX 75024
Sharen J Turney	director	THREE LIMITED PARKWAY, COLUMBUS OH 43230
Karin Kimbrough	director	C/O FANNIE MAE, 1100 15TH STREET NW, WASHINGTON DC 20005
Charles L Horn	officer: EVP & Senior Advisor	BUILDERS FIRSTSOURCE INC., 2001 BRYAN STREET, SUITE 1600, DALLAS TX 75201
Laura Santillan	officer: SVP, Chief Acctg. Officer	17655 WATERVIEW PARKWAY, DALLAS TX 75252