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Velocity Financial (Velocity Financial) Price-to-Free-Cash-Flow : 12.07 (As of Apr. 28, 2024)


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What is Velocity Financial Price-to-Free-Cash-Flow?

As of today (2024-04-28), Velocity Financial's share price is $17.01. Velocity Financial's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $1.41. Hence, Velocity Financial's Price-to-Free-Cash-Flow Ratio for today is 12.07.

The historical rank and industry rank for Velocity Financial's Price-to-Free-Cash-Flow or its related term are showing as below:

VEL' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 2.59   Med: 7.02   Max: 184.56
Current: 12.07

During the past 8 years, Velocity Financial's highest Price-to-Free-Cash-Flow Ratio was 184.56. The lowest was 2.59. And the median was 7.02.

VEL's Price-to-Free-Cash-Flow is ranked worse than
80.4% of 990 companies
in the Banks industry
Industry Median: 6.635 vs VEL: 12.07

Velocity Financial's Free Cash Flow per Share for the three months ended in Dec. 2023 was $0.74. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $1.41.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Velocity Financial was -0.40% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was -19.00% per year.

During the past 8 years, Velocity Financial's highest 3-Year average Free Cash Flow per Share Growth Rate was -3.40% per year. The lowest was -19.00% per year. And the median was -11.20% per year.


Velocity Financial Price-to-Free-Cash-Flow Historical Data

The historical data trend for Velocity Financial's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Velocity Financial Price-to-Free-Cash-Flow Chart

Velocity Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial - 2.35 8.13 6.81 12.20

Velocity Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.81 12.51 5.80 6.15 12.20

Competitive Comparison of Velocity Financial's Price-to-Free-Cash-Flow

For the Mortgage Finance subindustry, Velocity Financial's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Velocity Financial's Price-to-Free-Cash-Flow Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Velocity Financial's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Velocity Financial's Price-to-Free-Cash-Flow falls into.



Velocity Financial Price-to-Free-Cash-Flow Calculation

Velocity Financial's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=17.01/1.409
=12.07

Velocity Financial's Share Price of today is $17.01.
Velocity Financial's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.41.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Velocity Financial  (NYSE:VEL) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Velocity Financial Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Velocity Financial's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Velocity Financial (Velocity Financial) Business Description

Traded in Other Exchanges
N/A
Address
30699 Russell Ranch Road, Suite 295, Westlake Village, CA, USA, 91362
Velocity Financial Inc is a United States-based real estate finance company. The company primarily originates and manages investor loans secured by 1-4 unit residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
Executives
Omar Maasarani director C/O PIMCO, 650 NEWPORT CENTER DRIVE, NEWPORT BEACH CA 92660
John Pitstick director 30699 RUSSELL RANCH ROAD, SUITE 250, WESTLAKE VILLAGE CA 91362
Fiona Tam officer: Chief Accounting Officer 30699 RUSSELL RANCH RD, STE. 295, WESTLAKE VILLAGE CA 91362
Lvs Iii Holding Lp director, 10 percent owner C/O PACIFIC INVESTMENT MGMT. COMPANY LLC, 650 NEWPORT CENTER DRIVE, NEWPORT BEACH CA 92600
Tobi Iii Spe I Llc director, 10 percent owner C/O PACIFIC INVESTMENT MGMT. COMPANY LLC, 650 NEWPORT CENTER DRIVE, NEWPORT BEACH CA 92600
Pacific Investment Management Co Llc director, 10 percent owner 650 NEWPORT CENTER DRIVE, NEWPORT BEACH CA 92660
Katherine Verner director C/O PIMCO, 650 NEWPORT CENTER DRIVE, NEWPORT BEACH CA 92660
Michael Chiao director 650 NEWPORT CENTER DRIVE, NEWPORT BEACH CA 92600
Roland Thomas Kelly officer: General Counsel 1551 CALLE PATRICIA, PACIFIC PALISADES CA 90272
Jeffrey T. Taylor officer: See Remarks 30699 RUSSELL RANCH ROAD, SUITE 295, WESTLAKE VILLAGE CA 91362
Christopher D. Farrar director, officer: Chief Executive Officer 30699 RUSSELL RANCH ROAD, SUITE 295, WESTLAKE VILLAGE CA 91362
Dorika M Beckett director 30699 RUSSELL RANCH ROAD, SUITE 295, WESTLAKE VILLAGE CA 91362
Mark R Szczepaniak officer: Chief Financial Officer C/O VELOCITY FINANCIAL, 30699 RUSSELL RANCH ROAD, SUITE 295, WESTLAKE VILLAGE CA 91362
Christopher J Oltmann officer: Chief Accounting Officer C/O VELOCITY FINANCIAL, 30699 RUSSELL RANCH ROAD, SUITE 295, WESTLAKE VILLAGE CA 91362
Graham M Comley officer: See Remarks C/O VELOCITY FINANCIAL, 30699 RUSSELL RANCH ROAD, SUITE 295, WESTLAKE VILLAGE CA 91362