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OppFi (OPFI) Enterprise Value : $368.4 Mil (As of Apr. 27, 2024)


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What is OppFi Enterprise Value?

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, OppFi's Enterprise Value is $368.4 Mil. OppFi's EBIT for the trailing twelve months (TTM) ended in Dec. 2023 was $88.6 Mil. Therefore, OppFi's EV-to-EBIT ratio for today is 4.16.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, OppFi's Enterprise Value is $368.4 Mil. OppFi's EBITDA for the trailing twelve months (TTM) ended in Dec. 2023 was $101.4 Mil. Therefore, OppFi's EV-to-EBITDA ratio for today is 3.63.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, OppFi's Enterprise Value is $368.4 Mil. OppFi's Revenue for the trailing twelve months (TTM) ended in Dec. 2023 was $508.9 Mil. Therefore, OppFi's EV-to-Revenue ratio for today is 0.72.


OppFi Enterprise Value Historical Data

The historical data trend for OppFi's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

OppFi Enterprise Value Chart

OppFi Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Enterprise Value
- - 500.21 537.28 597.49

OppFi Quarterly Data
Dec19 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 537.28 509.44 523.77 551.02 597.49

Competitive Comparison of OppFi's Enterprise Value

For the Credit Services subindustry, OppFi's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OppFi's Enterprise Value Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, OppFi's Enterprise Value distribution charts can be found below:

* The bar in red indicates where OppFi's Enterprise Value falls into.



OppFi Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

OppFi's Enterprise Value for the fiscal year that ended in Dec. 2023 is calculated as

OppFi's Enterprise Value for the quarter that ended in Dec. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


OppFi  (NYSE:OPFI) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

OppFi's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=368.369/88.632
=4.16

OppFi's current Enterprise Value is $368.4 Mil.
OppFi's EBIT for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $88.6 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

OppFi's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=368.369/101.367
=3.63

OppFi's current Enterprise Value is $368.4 Mil.
OppFi's EBITDA for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $101.4 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

OppFi's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=368.369/508.949
=0.72

OppFi's current Enterprise Value is $368.4 Mil.
OppFi's Revenue for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $508.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


OppFi Enterprise Value Related Terms

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OppFi (OPFI) Business Description

Traded in Other Exchanges
N/A
Address
130 East Randolph Street, Suite 3400, Chicago, IL, USA, 60601
OppFi Inc is a financial technology platform that powers banks to help the everyday consumer gain access to credit with digital specialty finance products.
Executives
Christopher J. Mckay officer: Chief Risk & Analytics Officer 130 E. RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Pamela D. Johnson officer: Chief Accounting Officer 130 E. RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Jocelyn Moore director 222 BERKELEY STREET, FLOOR 5, BOSTON MA 02116
Todd G. Schwartz director, 10 percent owner 105 S. MAPLE STREET, ITASCA IL 60143
Theodore G Schwartz director, 10 percent owner C/O APAC CUSTOMER SERVICES, INC., SIX PARKWAY NORTH, DEERFIELD IL 60015
David Vennettilli director 105 S. MAPLE STREET, ITASCA IL 60143
Blackstone Aqua Master Sub-fund, A Sub-fund Of Blackstone Global Master Fund Icav 10 percent owner 345 PARK AVENUE, 29TH FLOOR, NEW YORK NY 10154
Blackstone Inc. 10 percent owner 345 PARK AVENUE, NEW YORK NY 10154
Blackstone Alternative Solutions L.l.c. 10 percent owner C/O BLACKSTONE INC., 345 PARK AVE., NEW YORK NY 10154
Stephen A Schwarzman 10 percent owner C/O BLACKSTONE INC., 345 PARK AVE, NEW YORK NY 10154
Blackstone Group Management L.l.c. 10 percent owner C/O BLACKSTONE INC., 345 PARK AVENUE, NEW YORK NY 10154
Blackstone Holdings I/ii Gp L.l.c. 10 percent owner C/O BLACKSTONE INC., 345 PARK AVENUE, NEW YORK NY 10154
Blackstone Holdings I L.p. 10 percent owner C/O THE BLACKSTONE GROUP, 345 PARK AVENUE, NEW YORK NY 10154
Christina M Favilla director 400 RELLA BOULEVARD, MONTEBELLO NY 10901
Neville Crawley officer: President 130 E. RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601