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Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Debt-to-EBITDA : 4.59 (As of Dec. 2023)


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What is Qualicorp Consultoria E Corretora De Seguros Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Qualicorp Consultoria E Corretora De Seguros's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was R$580 Mil. Qualicorp Consultoria E Corretora De Seguros's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was R$1,658 Mil. Qualicorp Consultoria E Corretora De Seguros's annualized EBITDA for the quarter that ended in Dec. 2023 was R$488 Mil. Qualicorp Consultoria E Corretora De Seguros's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 was 4.59.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Qualicorp Consultoria E Corretora De Seguros's Debt-to-EBITDA or its related term are showing as below:

BSP:QUAL3' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.6   Med: 1.21   Max: 3.23
Current: 3.23

During the past 13 years, the highest Debt-to-EBITDA Ratio of Qualicorp Consultoria E Corretora De Seguros was 3.23. The lowest was 0.60. And the median was 1.21.

BSP:QUAL3's Debt-to-EBITDA is ranked worse than
86.67% of 15 companies
in the Healthcare Plans industry
Industry Median: 2.47 vs BSP:QUAL3: 3.23

Qualicorp Consultoria E Corretora De Seguros Debt-to-EBITDA Historical Data

The historical data trend for Qualicorp Consultoria E Corretora De Seguros's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Qualicorp Consultoria E Corretora De Seguros Debt-to-EBITDA Chart

Qualicorp Consultoria E Corretora De Seguros Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.45 1.39 2.23 2.73 3.23

Qualicorp Consultoria E Corretora De Seguros Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.45 2.62 2.55 4.62 4.59

Competitive Comparison of Qualicorp Consultoria E Corretora De Seguros's Debt-to-EBITDA

For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qualicorp Consultoria E Corretora De Seguros's Debt-to-EBITDA Distribution in the Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Qualicorp Consultoria E Corretora De Seguros's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Qualicorp Consultoria E Corretora De Seguros's Debt-to-EBITDA falls into.



Qualicorp Consultoria E Corretora De Seguros Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Qualicorp Consultoria E Corretora De Seguros's Debt-to-EBITDA for the fiscal year that ended in Dec. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(579.706 + 1657.507) / 691.821
=3.23

Qualicorp Consultoria E Corretora De Seguros's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(579.706 + 1657.507) / 487.936
=4.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2023) EBITDA data.


Qualicorp Consultoria E Corretora De Seguros  (BSP:QUAL3) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Qualicorp Consultoria E Corretora De Seguros Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Qualicorp Consultoria E Corretora De Seguros's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Business Description

Traded in Other Exchanges
N/A
Address
Rua Doutor Plinio Barreto, 365, 1st Floor, Bela Vista, Sao Paulo, SP, BRA, 01313-020
Qualicorp Consultoria E Corretora De Seguros SA is a full-service healthcare benefits administrator and health management service provider in Brazil. The company administers and manages health benefits by combining pre and post-sale services via a wide range of medical and administrative solutions designed to create value for its clients, customers and partners. It provides benefits administration, billing, benefits planning consulting, health insurance brokerage, health risk management services, analysis and reporting of loss ratios and third-party administration services. The Company has only one reportable segment: the Affinity segment. It operates in this segment through its subsidiaries.

Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Headlines

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