Chubb (CB) Combined Ratio % : 85.50% (As of Dec. 2023)

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What is Chubb Combined Ratio %?

Combined Ratio % is a profitability metric of an insurance company to measure its performance in daily operations. It measures the money flowing out of an insurance company in the form of dividends, expenses, and losses.

Chubb's Combined Ratio % for the quarter that ended in Dec. 2023 was 85.50% , which is lower than 88.40% for the pervious quarter ended in Sep. 2023.

Chubb's Combined Ratio % for the annual that ended in Dec. 2023 was 86.50% , which is lower than 87.60% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Chubb's Combined Ratio % or its related term are showing as below:

CB's Combined Ratio % is not ranked ^*
in the Insurance industry.
Industry Median:
* Ranked among companies with meaningful Combined Ratio % only.

Chubb Combined Ratio % Historical Data

The historical data trend for Chubb's Combined Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Chubb Combined Ratio % Chart

Chubb Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Combined Ratio %

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Expense Ratio %

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Claims Ratio %

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ChubbQuarterly Data

Trend

Mar19

Jun19

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Dec19

Mar20

Jun20

Sep20

Dec20

Mar21

Jun21

Sep21

Dec21

Mar22

Jun22

Sep22

Dec22

Mar23

Jun23

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Dec23

Combined Ratio %

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Expense Ratio %

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Claims Ratio %

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Competitive Comparison of Chubb's Combined Ratio %

For the Insurance - Property & Casualty subindustry, Chubb's Combined Ratio %, along with its competitors' market caps and Combined Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Chubb (NYSE:CB) Combined Ratio % Calculation

Combined Ratio % is calculated as:

Combined Ratio %

( Incurred Losses

Expenses )

Earned Premium

100%

Chubb (NYSE:CB) Combined Ratio % Explanation

Combined Ratio % measures the money flowing out of an insurance company in the form of dividends, expenses and losses. A ratio below 100 percent suggests that the company is making an underwriting profit, while a ratio above 100 percent means that it paid more in the claim than it received. However, a ratio above 100 percent does not necessarily mean the company is losing money because the investment income is not included in the calculation.

Compared to Claims Ratio % and Expense Ratio %, the combined ratio is most important because it provides a comprehensive measure of an insurer's profitability.

Chubb Combined Ratio % Related Terms

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Chubb (CB) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Chubb Ltd (NYSE:CB) » Definitions » Combined Ratio %

Comparable Companies

Traded in Other Exchanges

CB:Mexico C1BL34:Brazil

Address

Baerengasse 32, Zurich, CHE, CH-8001

Website

https://www.chubb.com

ACE acquired Chubb in the first quarter of 2016 and assumed the Chubb name. The combination made the new Chubb one of the largest domestic property and casualty insurers, with operations in 54 countries spanning commercial and personal P&C insurance, reinsurance, and life insurance.

Executives

Juan Luis Ortega	officer: Executive Vice President*	CHUBB, AVENUE OF THE AMERICAS, NEW YORK NY 10036
John J Lupica	officer: Chrm, Ins - NA, Pres.- ACE USA	436 WALNUT STREET, PHILADELPHIA PA 19106-3703
Joseph F Wayland	officer: General Counsel	1133 AVENUE OF THE AMERICAS, 45TH FLOOR, NEW YORK NY 10036
John W Keogh	officer: CEO of ACE Overseas General	ACE OVERSEAS GENERAL, 1133 AVENUE OF THE AMERICAS, NEW YORK NY 10036
Theodore Shasta	director	C/O MBIA INC., 113 KING STREET, ARMONK NY 10504
Timothy Alan Boroughs	officer: Chief Investment Officer*	1133 AVENUE OF THE AMERICAS, NEW YORK NY 10036
Michael G Atieh	director	MERCK MEDCO MANAGED CARE INC, 100 SUMMIT AVE, MONTVALE NJ 07645
Annmarie T Hagan	officer: Chief Accounting Officer	TWO LIBERTY PLACE, 1601 CHESTNUT STREET, PHILADELPHIA PA 19192
Frances D. O'brien	officer: Chief Risk Officer	THE CHUBB BUILDING, 17 WOODBOURNE AVENUE, HAMILTON D0 HM 08
Nancy Buese	director	1515 ARAPAHOE STREET, DENVER CO 80202-2126
Michael Corbat	director	388 GREENWICH STREET, 17TH FLOOR, NEW YORK NY 10013
Bryce L. Johns	officer: Senior Vice President, *	THE CHUBB BUILDING, 17 WOODBOURNE AVENUE, HAMILTON D0 HM 08
Sean Ringsted	officer: Chief Risk Officer and*	THE ACE BLDG., 17 WOODBOURNE AVE., HAMILTON D0 HM 08
Evan G Greenberg	director, officer: President & COO	THE CHUBB BUILDING, 17 WOODBOURNE AVENUE, HAMILTON D0 HM 08
Kathleen Bonanno	director	3000 TANNERY WAY, SANTA CLARA CA 95054