What is Fair Isaac Effective Interest Rate on Debt %?
Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Fair Isaac's annualized positive value of Interest Expense for the quarter that ended in Dec. 2023 was $97 Mil. Fair Isaac's average total debt for the quarter that ended in Dec. 2023 was $1,946 Mil. Therefore, Fair Isaac's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2023 was 4.97%.
Fair Isaac Effective Interest Rate on Debt % Historical Data
The historical data trend for Fair Isaac's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
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Fair Isaac Effective Interest Rate on Debt % Chart
Competitive Comparison of Fair Isaac's Effective Interest Rate on Debt %
For the Software - Application subindustry, Fair Isaac's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fair Isaac's Effective Interest Rate on Debt % Distribution in the Software Industry
For the Software industry and Technology sector, Fair Isaac's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Fair Isaac's Effective Interest Rate on Debt % falls into.
Fair Isaac Effective Interest Rate on Debt % Calculation
Fair Isaac's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2023 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Dec. 2023) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
Fair Isaac (NYSE:FICO) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Fair Isaac Effective Interest Rate on Debt % Related Terms
Thank you for viewing the detailed overview of Fair Isaac's Effective Interest Rate on Debt % provided by GuruFocus.com. Please click on the following links to see related term pages.
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer offerings. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
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