Business Description
Enact Holdings Inc
NAICS : 524128
SIC : 6411
ISIN : US29249E1091
Description
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The principal mortgage insurance customers are originators of residential mortgage loans who determine which mortgage insurer or insurers they will use for the placement of mortgage insurance written on loans they originate. The company is engaged in the business of writing and assuming residential mortgage guaranty insurance.
Financial Strength
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.83 | |||||
| Equity-to-Asset | 0.75 | |||||
| Debt-to-Equity | 0.16 | |||||
| Debt-to-EBITDA | 0.83 | |||||
| Interest Coverage | 17.42 | |||||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.42 | |||||
| WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 1.6 | |||||
| 3-Year EBITDA Growth Rate | 22.8 | |||||
| 3-Year EPS without NRI Growth Rate | 22.5 | |||||
| 3-Year FCF Growth Rate | -3.3 | |||||
| 3-Year Book Growth Rate | 6.8 | |||||
| Future 3-5Y Total Revenue Growth Rate | 5.82 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 58.33 | |||||
| 9-Day RSI | 52.26 | |||||
| 14-Day RSI | 53 | |||||
| 6-1 Month Momentum % | 12.91 | |||||
| 12-1 Month Momentum % | 29.21 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.13 | |||||
| Dividend Payout Ratio | 0.15 | |||||
| Forward Dividend Yield % | 2.13 | |||||
| 5-Year Yield-on-Cost % | 2.13 | |||||
| 3-Year Average Share Buyback Ratio | 0.7 | |||||
| Shareholder Yield % | 3.96 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 57.69 | |||||
| FCF Margin % | 54.78 | |||||
| ROE % | 15.22 | |||||
| ROA % | 11.22 | |||||
| ROIC % | 13.26 | |||||
| Years of Profitability over Past 10-Year | 5 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.27 | |||||
| Forward PE Ratio | 8 | |||||
| PE Ratio without NRI | 7.15 | |||||
| PS Ratio | 4.18 | |||||
| PB Ratio | 1.03 | |||||
| Price-to-Tangible-Book | 1.03 | |||||
| Price-to-Free-Cash-Flow | 7.71 | |||||
| Price-to-Operating-Cash-Flow | 7.71 | |||||
| EV-to-EBIT | 5.38 | |||||
| EV-to-EBITDA | 5.38 | |||||
| EV-to-Revenue | 4.21 | |||||
| EV-to-Forward-Revenue | 4.04 | |||||
| EV-to-FCF | 7.69 | |||||
| Price-to-Graham-Number | 0.57 | |||||
| Price-to-Net-Cash | 1.1 | |||||
| Earnings Yield (Greenblatt) % | 18.59 | |||||
| FCF Yield % | 13.36 |
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers